Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a

[Continue Reading…]

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Rossellini Mens Patent Shiny Shimmer Tassel Loafers, Leather Lined Brogues Wedding Shoes Fancy Dress Party Shoes. Black White Silver Red. Bronze Minitoo Boy s Men s Stripe Rhombus Casual Fashion Penny Loafers Brown , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Black Sebago Docksides, Men s Boat Shoes Beige (Sand Suede) Journey West Men s Vintage Velvet Loafers with Embroidery Loafers Men Smoking Slippers Men Black/Red/Blue Badge Blue NBWE New Leather Shoes Business Formal Men s Shoes British Casual Buttoned Low Shoes Brown Minitoo Boy s Men s Chelsea Style Stitching Slip-on Spring Loafers Beige , Base London Men s Era MTO Leather Slip Ons , Clifford James Mens Womens Very Wide Genuine Leather Shoe Slipper with Easy Wrap Around Touch Fasten Fit and Soft Comfortable Upper In Black and Brown. Black Minitoo Boy s Men s Soft Slip-on Round Toe Casual Spring Loafers Brown Sebago Docksides, Men s Boat Shoes Brown (Brown Leather / White O / Sole) , Minitoo Boy s Men s Retro Slip-on Stitched Casual Loafers Green , ECCO Cairo, Men’s Loafers Black (Black1001) , Hotter Men’s Camden Loafers Brown (Dk Brown) Minitoo Boy s Men s Classic Digit Print Casual Daily Loafers Brown DADAWEN Men s Slip-On Canvas Loafers Deck Boat Shoes Grey , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Black 1 Ikon Original Mens Leather Hove Tassel Loafer Mod Shoe Black , FOBEY Mens Fashion Outdoor Mountaineering Leather Shoes Slip-On Formal Shoes.In Black and Brown Brown Geox Men’s U Melbourne a Mocassins Brown (Chocolate) , Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Almost Black Rose Gold Exclusive NBWE Men Leather Shoes Spring New Business Casual Dress Shoes Breathable British Men s Shoes Black Rombah Wallace Men s Regent Mocasin Brown , Men s VITELO Patent Leather,Suede and Snake Print Leather Slipper Shoes M 50 Navy Suede PeppeShoes Modello Peque - Handmade Italian Leather Mens Brown Moccasins Loafers - Cowhide Hand Painted Leather - Slip-On , BERWICK Suede Moccasin Timberland Men’s Bradsteet 3 Eye Sensorflex Boat Shoes, Blue Brown (Sahara Brando) , Converse Unisex Adults’ Chuck Taylor All Star Women s Canvas Trainers Jade Skechers Mens Gents Leather Textile Fashion Slip on Urban Track Wynn Shoes New Brown
Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site World of Clogs.com Toffeln Klima Flex 0160 - Navy - New Balance Unisex Kids’ Kxprem1y Running Shoes - , Nike NK Men s Dry Shorts, Men, NK Dry Shorts Black/Midnight Fog/Black , Palladium Men’s Pallabrousse Baggy Homme Hi-Top Trainers, Grey Grey Mens Leather NORTHWEST TERRITORY Shoes Work Shoe Boots Safety Toe Cap Trainers, Size UK 7 - , Derby County F.C. Mens Mules 11/12 Official Merchandise - Superga Unisex Adults’ 2750 Cotu Classic Low-Top Sneaker, White Black (999) ailishabroy Mens Comfy Closed Toe Sandals Man Summer Leather Beach Shoes - , CHAMARIPA height Increasing Shoes Mens Black Smooth Leather Sneakers Elevator Shoes - 2.36 inches Taller - DG9103 - , Men s Leather Shoes Business Genuine Leather Casual Shoes Daddy Shoes Men s Shoes - DC Shoes Mens Net M Low-Top - , ZCH Men s Dress Shoes Summer Large Size Shoes Leather Lace Business Shoes Men s Breathable Low-Bottom Flats - Barefoot Water Shoes Mens Womens Quick Dry Unisex Sports Aqua Shoes Lightweight Durable Sole for Beach Pool Sand Swim Surf Yoga Water Exercise Style 21 DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black ASICS GEL-BLAST 5 Indoor Court Shoes - Hyfive Safety Steel Toe Cap Work Boots for Men, Shock Absorbing, Honey/Brown, UK Size 11 - , Ladies Henleys Summer Flip Flops beach sandals in Charcoal Grey - Cat Supremacy SBP, Men Chelsea Boots, - , AUK DD006-06 Chukka Boot, Size 6, Black - , camel active Men’s Cruise 13 Moccasins, Blue, 11 - , adidas Men’s Ace Tango 17.3 in Footbal Shoes - Dilize Men s Cow Leather Winter Daily Boots with Zip Detail Black Clarks Men s Touareg Vibe Oxford Black Salomon Men’s Speedcross 4 GTX Trail Running Shoes Blue (Medieval Blue/Acid Lime/Graphite 000) , Goodwin Smith Gargrave Monk Strap Mens Shoes Navy , Karl Lagerfeld Men’s Shoe Derbys Schwarz (Schwarz) , Black Chukka Boot by Charles Tyrwhitt Black Men s VITELO Patent Leather,Suede and Snake Print Leather Slipper Shoes M 50 Brown Suede , Crocs Bistro Graphic Unisex Adult Clogs Black (Black/Silver Metallic) , CHAMARIPA Height Increasing Shoes Boots Mens Suede Boots Hidden Heel Shoes 3.54 inches Taller-V1931/V1931-1 Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Minitoo Men Boy s Men s Rubber Sole B01G9XJMUU Spring s Shoes Dress Loafers White 46b2a4a - poyigut.site

More Posts for Baby Boomer Info