Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3

[Continue Reading…]

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Nero Giardini Men s Lace-up Flats Black Black - , zmlsc Men s Casual Retro Leather Shoes Business Leather Shoes Spring Autumn Black Gray Brown Lace Shoes - Reebok Boys’ Royal Cljog 2 2v Running Shoes, Blue, 9.5 Child UK - Element Winter Boot Men Topaz C3 Mid Boots - , Keen Utility Men s Louisville 6" Steel Toe Work Boot - , Shoo Pom Baby Girls’ Bouba Yaka First Walking Shoes - , widewing Heel Support Pad Cup Gel Silicone Shock Cushion Orthotic Insole Plantar Car - , ROAMERS XXX Extra Wide Touch Fastening Tramline Casual Leather Quarter Lining & Sock Mens - Geox U Federico W Men Lace-Up Derby - Redfoot Decker Brown - Mephisto Men (Foot Foundation) Valden 11951 men s sandal in dark brown leather 557 13 UK DARK BROWN - , New Balance Men’s Mrl420 Running Shoes - , Cofra 33050-003.W44 Size 44" Euclide O2 SRC FO Safety Shoes - Black - , Champion Men’s Low Cut Stark Competition Running Shoes - , Fratelli Rossetti 45400, Men’s Mocassins - , Red Tape Louth Men s Brown Leather Brogue Shoes UK 7-12 RRP ?45 Free UK P&P! - , Altra Escalante Blue Mens - HWF Men s Leather Shoes Formal Wear Business British Style Hand-Stitching Black Formal Shoes - Camper Peu K100197-002 Sneakers Men - Gola Speedplay, Men s Running Shoes - , Dual Density Steel Toe Cap Safety Shoe - , Hoka Ora Recovery Flip Uomo - yalanshop The girl shoes fish mouth side zip fine with waterproof Taiwan high with the tide - LEDLFIE Men s Leather Shoes Men s Business Formal Wear Black Fashion Lace-up Shoes - , SL 36 Red – En Iso 20345 S1 – W10 – Size 36 - Onfly New Men Casual Derby Business Dress Shoes 2018 New Four Seasons Shoes Simple Leather Shoes eu size - , Supra Vaider, Unisex Adults Hi-Top Sneakers - LOTUS Quigley Sandals Brown - Merrell Chameleon II Waterproof Mid Leather J09379 Mens Hiking Boots Shoes BLACK (43) -
Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site Earth Works Safety EarthWorks Mens Black Metal Free Safety Boot - , Chaco Men s Z2 Unaweep Sandal - Icon Boot El Bajo Brown 11.5 - yalanshop The High-Heel Shoes Tip Fine With Single Shoes Side Empty, Black,39 - Mephisto P5124368 Mens Lace Ups - , Kappa Unisex Adults’ Thestral Oc Low-Top Sneakers Black , S Baker Men s Ceviz Alkol Boots Brown Tobacco - , Nike Trainerendor, Men’s Skateboarding Base Grey/Vivid Blue/Sail , Camper Men’s Runner Four Trainers Black (Black 001) LYZGF Men Youth Summer Casual Sandals Trendy Breathable Beach Slippers - , Church s Scarpe Somerby Derby liscio Nero Mod. SOMERBY-EEB229 Scarpe Uomo Primavera-Estate 2018 9½ - Red Tape Barrow Brown Leather Men s Brogue Shoes - Geox Baby Boys’ B Kilwi G Low-Top Sneakers - , Mens Red Tape Leather Chelsea Dealer Military Cowboy Biker Ankle Work Boots - , Timberland 10061 Icon 6-Inch Premium Boot (Wheat) UK:12.5 - Stemar Sorrento, Men’s Flatform Pumps - , Kenneth Cole-DESIGN 20015-BLACK Size 10 - HARRYSTORE Men Solid Sliders Bath Slippers Summer Flat Sandals Indoor & Outdoor Slippers - On Running Cloudcruiser Black White - , Skechers For Work 77046 Cottonwood Goddard Twin Gore Slip On - , Amblers Safety FS159 S3 Work Boots - , Hush Puppies Men’s Volley Victory Derbys Brown SCIEU Mens Slippers Casual Lightweight Breathable Beach Shoes Slip-On Mesh Sport Sandals Black 2 , 16 men 17 young men sandals leisure beach shoes 18 Dark Brown DHFUD Men Youth Middle Aged Casual Comfortable Lazy Outdoor Driving Leather Shoes Brown , Leather sandals, student beach shoes, summer Light brown , PSF Mens ESD S1 Gibson Safety Shoes Crocs Unisex Adult Classic Mules Brown (Garnet) , 50`s Classic Retro Short Biker Boots in Leather in Brown and Black Free Postage Brown Vans Unisex Adults’ Classic Slip-on Canvas Trainers Navy Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Lonsdale Womens/Ladies Sivas Sivas 2 Trainers Trainers 19961 - 030ecd3 - poyigut.site

More Posts for Baby Boomer Info