Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c

[Continue Reading…]

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Lyle & Scott Men’s Eday Leather Trainers Brown (Cognac) , Vans Authentic, Unisex Adults Low-Top Sneaker Brown (Washed - Brown) BARGAINS-GALORE® MENS SAFETY TRAINERS SHOES BOOTS WORK STEEL TOE CAP HIKER ANKLE SIZE 6-13UK NEW Camper Men’s Runner Four Trainers White/Black ECCO Men’s Soft 1 Low-Top Sneakers, Brown Black Asics Men’s Curreo II Running Shoes Black (Black/White 9001) ABeno Men Casual Breathable Athletic Fashion Sneakers Cool Shoes Blue Vans Men’s Asher Low-Top Sneakers Black (Perf Leather Black/White) , Vans Unisex Adults’ ISO 1.5 Trainers Black (Mono Black Jky) Asics Mens Roadhawk FF Shoes Classic Blue/Cherry Tomato/Insignia Blue TBS Men s Albana Shoes Black (Noir 1804) Lacoste Men’s L.12.12 Bl 2 Cam Blk Low Black Skechers Men’s Flex Advantage-First Team Trainers Gray (Lgbk) New Balance MCOAS D, Men’s Training Shoes Black (Bk Black/White) , Tretorn Men’s Rawlings7 Sneaker Night/White , DC Shoes Chelsea TX SE - Shoes for Girls ADGS300044 Multi 2 , NIKE Air Huarache Run SE Sneaker blue 852628 400 BLAU Boxfresh Men’s Creeland Sh Gdye/SDE STG/NVY Trainers Beige (Beige) , Shoes for Crews Falcon II Unisex Arbeitsschuh schwarz OB E SRC Diadora 161885 Sneakers Uomo Marrone 43 Caffe Puma DISC CLN Toe Trinomic CRKL , Fly London Men’s Serf114fly Trainers Grey (Grey) , Airtech Mens Velcro Trainers Gym Trainers Fitness Lightweight Sports Plimsoles 7-12 UK Grey , Grafters Mens Fully Composite Non-Metal Safety Trainer Shoes Grey/Black , Nike Air Max 1 Essential, Men s Trainers Black/Dove Grey/Pure Platinum , Vans Men’s Sk8-Hi Reissue Trainers Blue(delft(retro Sport)) , Saucony Men’s DXN Vintage Trainers Grey (Gry/Wht 4) Nike Nike MD Runner 2 Tight Mesh NAPAPIJRI FOOTWEAR Men’s Rabari Trainers Mehrfarbig (Khaki)
Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site MXNET Leather Beach Slippers,Open-Toe Rope Non-Slip Soft Flat Genuine Casual Hemp Sandals Shoes for Men,Sandals... - , Mens Famous Dunlop GEORGE Moccasin Loafers Faux Sheepskin Fur Slippers with Rubber Sole Tan , ENVAL SOFT 88903/00 Desert boot Man - , Minorquines Girls Avarca Magic Bianco Open Toe Sandals - Puma Unisex Adults’ 1948 Mid L Fur Hi-Top Trainers, Black, 9 UK - , Reebok Girls’ Freestyle Satin Bow Hi-Top Trainers - Men s Formal Derby Classic Leather Pointed Toe Lace-ups Uniform Shoes Business Oxford Brogue Wedding Dress Shoes - fankou In the summer of men s wear men s slippers non-slip summer beach shoes fashion casual sandals men and,43... - , adidas Performance F10 TRX FG - , OEMPD Dress Business Casual Shoes Classic Oxford Real Leather Shoes Casual Men s Shoes - Diadora Unisex Adults B. Elite Low-Top Sneakers Black (Nero) Naturino 4110, Unisex Kids’ Boat Shoes - , ZRO Men s Lace Up Formal Modern Oxford Dress Shoes - , adidas Men’s X 17.1 Fg Footbal Shoes, 10 UK - Cover Plus Fashion Purple Alligator Print Leather Steel Toe Mens Dress Slip On Loafers Shoes - yalanshop Stylish Metal With Fine And High-Heeled Light Nozzle Tip Damask Graphics Thin Single Shoes Wedding Shoes... - DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for... - , The high-heel shoes girl fine with the tip of a single shoe light and versatile black satin shoes occupational... - , Tommy Tickle Baby Boys’ Trax Sports Shoe Low-Top Sneakers - , Red Tape Ulster Mens Smart Casual Leather Slip On Loafers Shoes UK 8 Tan - Lloyd Men’s Noren Oxfords Black (Black 0) , SYYAN Men s Leather Beach Non-slip Pinch Toe Manual Flip Flops Outdoor Leisure, red brown, 45 Red Brown , Gomnear Sandals Closed Toe Men Summer Fashion Fisherman Sandal Beach Slipper Shoes With Convenient Velcro Dark Brown , Minitoo Boy s Men s Soft Slip On Comfortable Moccasins Casual Loafers Fur Lined/Dark Blue , Miyoopark Men s Simple Ruber Sole Suede Driving Shoes Causal Dress Loafers Grey Grisport Men s Loafer Flats Blue , Frye Men s Cape Strap Sandal, Varies Brown , PUMA Safety Men s Aerial Low Blue/Black Sneaker 9 W - , xueyan& Summer men s Cool leather sandals, 41, reddish brown Reddish Brown Converse Unisex Chuck Taylor Classic Hi Sneaker Beige (Unbleached White) Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Vibdiv Vibdiv Men s Trainers Flyknit Running Shoes Lightweight Lightweight Bleathable Lace-Up Trainers Blue 2d8385c - poyigut.site

More Posts for Baby Boomer Info