Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a

[Continue Reading…]

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Red Fish Mens Navy Slip On Canvas Shoe Blue , Vogar Mens Flat Leather Slip On Loafers Casual Shoes VG4893A Navy Blue , Red Tape Mens Frome grey navy and burgundy slip on leather suede loafer shoes Blue Timberland Heritage, Men s Boat Shoes Grey XUE Men s Shoes Microfiber Spring Summer Breathable Loafers & Slip-ONS Driving Shoes Casual Comfortable Shoes Party C XUE Men s Shoes Sandals Microfiber Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Beach Shoes White Blue, White Brown, White Yellow C Skechers USA Men s Braver Randon Slip-On Loafer Black Leather gracosy Men s Casual Flat Loafers Shoes, Fashion Slip On Shoes Men Hand Stitching Non-Slip Fitting Casual Shoes Sneaker Walking Loafer Boat Shoes Driving Shoes Black 2 Stacy Adams Men s Giannino-Monk Strap Wingtip Slip-On Loafer Tan Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes Brown Minitoo Boy s Men s Slip-on Spring Summer Shoes Breathable Loafers Light Brown , Unisex Lightweight Free-Switch Multi Purpose Jogging Fitness Trainer Sneaker Black White NBWE New Men s Leather Shoes Peas Shoes Spring and Summer Driving Shoes Casual Shoes Breathable Black , Hush Puppies Men’s Runner Slip on Moccasins Brown (Brown) Shoe Tree Comfort Leather Moccasins Slip On Ladies Loafers Comfortable Comfort Shoes Flat Loafer Nautical White Kick Footwear Men s High Quality Leather Desert Boots Smart Casual Brogue Ankle Shoes Tan , Mens Suede Chelsea Boots Italian Style Smart Casual Desert Dealer Ankle Shoes Red , Bugatti Men’s F06671 Moccasins, Blue (Navy 423), 6 UK Brown (Cognac 644 644) , XUE Men s Shoes Microfiber Spring Summer Breathable Loafers & Slip-ONS Driving Shoes Casual Comfortable Shoes Party B SPEEDEVE Men s Casual Loafers Retro Slip-On Driving Shoes Handmade Leather Flats Shoes Khaki Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Dark Blue I , SPEEDEVE Men s Casual Loafers Retro Slip-On Driving Shoes Handmade Leather Flats Shoes Gold WALK-LEADER Mens Simple Comfortable Moccasins Wide-fitting Slip On Boat Loafers Shoes Blue , Cosyfeet James Shoes - Extra Roomy (HH+ Width Fitting) Brown Elastane / Polyester , Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Engine Smoke/Khaki , Sioux Men’s Gilles Moccasins, Brown Brown (Cognac 003) , Minitoo Boy s Men s Soft Sole Synthetic Comfortable Slip-on Loafers Light Brown , Rossellini Mens Patent Shiny Shimmer Tassel Loafers, Leather Lined Brogues Wedding Shoes Fancy Dress Party Shoes. Black White Silver Red. Bronze Minitoo Boy s Men s Stripe Rhombus Casual Fashion Penny Loafers Brown
Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site AK collezioni Men s Loafer Flats Grey grey 7 - Puma Men’s Basket Classic Soft Sneaker, Grey Sailor Blue DVS Shoes Celsius Ct, Men’s Slippers Blau (Navy White Charcoal) , LIUFS Slippers Male Summer flip Flops Men s Tide Men s Slippers Summer wear Non-Slip Soft Bottom Beach Shoes Personality - adidas Women’s Superstar 80S Metallic Pack Low-Top Sneakers grey white LYZGF Men Youth Business Casual Fashion Metal Driving Leather Shoes - Skechers USA Men s Men’s Elected Horizon Oxford, Black, US - Will s Vegan Shoes Men s dock boots chestnut - HSM Schuhmarketing Men s Clogs brown brown - Diadora Unisex Adults B. Elite Low-Top Sneakers C7057 - WHITE-GREEN IVY ENGLISH-PURPLE PLUM , Kick Footwear Mens Casual Suit Suede Formal Office Smart Work Lace Up Oxford Brogue Shoes - Sendra Boots Mens Biker Boots - , Ikon Men`s Black And White Brouges - Dr Martens 1914 Boots (Black) - , NIUWJ Men Youth Summer Leisure White British Retro Driving Breathable Leather Shoes - , fankou Summer sandals men s current personality student couple non-slip flat cool drag and,38, black C - , Ferrini Men s Print Belly Caiman Western Boot - , Palladium Men’s Pampa Hi Ankle Boot - , Originals Men s PU Casual Microfiber Casual Boots in Black &White White Sioux Men’s Forello XL Derbys, Black Black (Black 000) , Bullboxer Men’s 6343a Trainers, (Cognac) Brown (Cognac Prco) , Soulsfeng Trainers Men s Women s Sport Shoes Lace up Running Shoes Cushioning Breathable Fabric Mesh Black and Red Flat Shoes Red Soulsfeng Heel Boots Ankle Flat Boots High Top Unisex Breathable Shoes Mesh Knit Casual Inkjet Shoes For Men and Women White Cole Haan Men s Zerogrand Wing OX Leather Oxford, Black/Silver, 9 UK Textile Malbec Velvet/Ivory Grunland CI2231 LOFI CIABATTA UOMO S. NERO-MULTI , G.H. Bass & Co. Weejuns LAYTON Mens Leather Kiltie Fringe Loafers Black Black , Safety Jogger EnergeticaS039 Energetica S3 SRC Esd High Cut Metal Free Safety Shoe - , Auspicious beginning Men s Non-slip Tong Summer Beach Flip-flop Thong Sandals Black , Samsung Galaxy Tab A 7.0 Case, BONROY® Samsung Galaxy Tab A 7.0 SM-T280 Smart Case Cover Cat and Tree pattern series Ultra Slim Smart-shell Built-in Stand Auto Wake/Sleep For Samsung Galaxy Tab A 7.0 SM-T280 Cats and tree - pink Roamers Unisex Original Suede Leather Desert Boots Sand , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Men s 18347 VITELO Classic Monk Leather Shoes M M B01HEWP830 47 Black 23d530a - poyigut.site

More Posts for Baby Boomer Info