Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17

[Continue Reading…]

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Orca Bay Brecon Chelsea Boot Havana , Base London Copper Mens Leather Chelsea Ankle Boots - Brown Size UK 10 - , Dachstein Winter Boot Men Dach -Steiner Shoes Oasis , Lambretta Carnaby Mens Classic Suede MOD SKA Lace up Desert Boots Mustard Nike Men’s Air Max 90 Essential Sneakers Grey (Obsidian/Dark Stucco-black-anthracite) Skechers Men’s Resment Alento Ankle Boots, CDB Wheat Demonia SLAY-205 Neon H. Pink Vegan Leather Dachstein Winter Boot Men Dach -Steiner Shoes Black , Ares Men s Boots Noir - #000000 Skechers Men’s Resment Alento Ankle Boots, CDB Dark Brown Mens Tan Brown Black Ankle Boots Leather Slip On Cowboy Western Riding Buckle Tan Timberland Men’s Bradstreet Leather Chukka Boot Brown (Wheat Nubuck) , Aquatalia Men’s Tyson Textured Full Grain Ankle Boot Black , Kickers Men s Kick Hi Ankle Boots Brown Mens Dealer Boot Dark Brown , LOWA RENEGADE GTX MID WID 310968/9449 Unisex-adult Hiking Boot - Dark Grey/Navy , Clarks Men’s Broyd Mid Ankle Boots, Black, 6.5 UK Brown (Tan Leather) , Superga 2754 Cotu, Unisex Adults Hi-Top Sneakers Black(996 Noir Total) , Schmoove Crep s Desert, Men’s Desert Boots Bleu (Azul) DIRT BOOT NEOPRENE RUBBER WELLINGTON MUCK BOOT PRO SPORT HUNT ZIP BROWN - , Santimon Mens Boots Leather Brogue Ankle Platform Lace up Oxford Shoes Black , Red Tape Beeston Mens Leather Chelsea Boots Tan Tan , Dachstein Winter Boot Men Dach -Steiner Shoes Oasis , De-Angelwings Men s Boots 8 RB Dr. Martens Original 1460 Patent, Women s Boots Black (Black Patent Lamper 011) , Ted Baker Men Torsdi 4 Chukka Boots Dark Blue Aigle Goeland, Men s Water Shoes Blue (Marine/Blanc) , Cover Plus Fashion Black Leather Steel Pointed Toe Slip On Cowboy Tall Boots Mens Shoes London Footwear Aston, Men’s Chelsea Boots Black
Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site ECCO Men s Loafer Flats beige warm gray - , Converse Men s Chuck Taylor All Star Ox Sneaker - , Crocs Unisex Adult Crocband Clogs Beige (Stucco/Melon) Deal eSpecial Shoes Cauasl 8.0 Light Weight leather shoes - , Stacy Adams Men s Templin Bicycle-Toe Slip-On - Geox U641TC 00023 Ankle Man - , Under Armour Men’s Ua Tempo Sport 2 Golf Shoes - LEDLFIE Men s Real Leather Shoes Openwork Breathable Formal Business Men s Shoes - Puma Men’s Ferrari Drift Cat 7 Leather Stripe Sneaker - , DI MELLA Moccasins Man 10 UK/ 44 EU Brown Leather - , Panama Suedette Lace up Casual Desert Ankle Boots Size 7-12 - Urban Classics Men’s Winter Chukka Boots, Black - Ipanema Boys’ Classic Vi Kids Flip Flops, Blau (Blue White) - Adidas - Adidas Tubular Runner Scarpe Sportive Uomo Bianche F37531 - , BALDUCCI Girls’ Averi672 Open Toe Sandals - Men s KANSAS Western Cowboy Boots Black size 7 - , Mizuno Men’s Wave Ultima Training Shoes - , Tuffking 3001 Ladies Firefighter F2IS Black Safety Boots EN15090 Home Office A30 - , Munich Unisex Adults’ G-3 Profit Fitness Shoes, Blue - Nike Women’s Air Huarache Run Ultra Low-Top Sneakers, Black - , Converse Men s Shoes, Colour Yellow, Brand, Model Men s Shoes Chuck Taylor Star Player OX Yellow - Sioux Men’s Forello XL Derbys, Black Braun (Cafe 003) Canvas Shoes - Men s Casual Lace-Up Derby Shoes Light Camel Ted Baker Mens Hann 2 Derby Brogue Shoes Brown (Tan) Dr Keller Men s Bellamy Synthetic Moccasins VALLEVERDE man moccasin 11822 Brown , Men s Winter Fashion Comfortable Casual Shoes Handsome Flat Shoes Canvas Shoes High Help Black Minetom Mens Summer Casual Slip-On Flip Flop Thongs Slippers Clip Toe T-Strap Open-Toe Sandals Pool Beach Outdoor Flat Shoes Light Brown Loake Burford Mens Tan Leather Brogue Ankle Boots Tan New Rock Men’s M-wst045-s1 Cowboy Boots, Black Black (Black 001) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Woodland Premium Quality WIDE Fitting Wellingtons Premium Quality Unisex Wellingtons Green 0a3ef17 - poyigut.site

More Posts for Baby Boomer Info