Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259

[Continue Reading…]

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
TJ Collection Men s Black Classic Ankle Boots MP 7394516 BLK - , PKA Men s Safety Shoes - , Summer Beach Pool Mesh Quick Drying Sport Aqua Water Shoes of Mens and Women s - , Northwave Hammer Junior MTB Shoes - LIEBE721 Men s Shoes Flat Summer Holiday Water Shoes Leisure Lightweight Sneaker Beach Fashion Slip on Comfort... - , US Polo Association Men s Thong Sandals - Nike Air Max 95 Ultra Essential Men s Shoes - XTI Men s Boots - Timberland 6 in Premium Wp Boot A1O7Q, Unisex Adults Ankle Boots, Grey (Forged Iron), 6 UK (39.5 EU) - Jazba StraightDrive 300 Men s Cricket Shoes - Havaianas Unisex Adult HAV Brasil Logo Marine Blue Sandal - , SAFETOE Light Weight Safety Trainers for Men- L7328 Leather Safety Trainers Work Shoes Boots for Men and Women... - BOLD Men s 3516wk60 Clogs - , Asics Men’s Fuzex Rush Competition Running Shoes - Minitoo Boy s Men s Lifestyle Outdoor Rubber Sole Fashion Sneakers - Cycleur de luxe Ray, Men’s Low-Top - Hugo Men’s Timeout_Slip_rb Mules, Black - TED Baker Mens Senape Derby Shoes - Fexkean Mens Sport Shoes Trainers Running Walking Athletic Shoes Lightweight Gym Shoes - , Rax Men s Cushioning Outdoor Antiskid Hiking Shoe Reflective at Night,Perfect For Night Hiking - , adidas Men’s Nemeziz 7 SG Footbal Shoes - , Office Ambassador Chukka Boots - CFP 8339 Mens Pumps Lace Up Leisure Cozy Charming Comfy For All Occasions High Top Leather Boots Black UK Size 6 - Bugatti Men’s 321336503200 Classic Boots, Brown (Cognac) - , Adidas Gonz Pro - Black / Mint, 9.5 D Us - , Sneaker Style Huarache black or white Woman Man from 36 to 45 Pierre-cedric - , Boxfresh Stern, Men s Low-Top Sneakers - , Supra Bandit, Unisex Adults’ Hi-Top Sneakers - , Gant Men’s Bari Ankle Boots -
Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site Diesel Eastcop Gotcha, Men’s Sneakers - , Men s Eye Botin Leather and Suede Chelsea Boots (6.5 UK/7.5 US, Black Suede) - , Reebok Men’s Club C 85 So Gymnastics Shoes, Black/White Black (Black / White / Vital Blue / Primal Red / Ash G) , WLITTLE Men s Hiking Boots Brown , Rush by Gordon Rush Men s Damian Slip-on Loafer - Skechers Men’s on-The-Go City 3 Trainers - Converse Unisex Chuck Taylor All Star Hi-Top Trainers, Black Pink (Dusk Pink/Dusk Pink/Platinum) , Glagla Unisex - Adult Classic Low Multi-coloured - Mehrfarbig (003 Tutti Frutti) MXNET Leather Beach Slippers,Summer Casual Breathable Perforation Closed Toe Non-Slip Soft Flat Sandals Shoes... - , Nike Shoes Training – 819003 – 004 Air Epic Speed Tr – Men – 44 1/2 - Nike SB RPM Skateboarding Backpack - Dunlop Mens Purofort+ Rugged Full Safety Wellington Boots - , Himalayan Men’s Wide Grip 410 Safety Shoes - Lakeland Active Eden Unisex Aqua Shoes Purple/white , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Rose , Haflinger Unisex Adults P-Loft Slippers - Ted Baker Mens Hann 2 Derby Brogue Shoes - , Under Armour Men s Post Canyon Mid Waterproof Hiking Boots - , Skechers Equalizer Settle The Score, Men s Fitness Shoes - , SEVENZAI Men s Slip On Leather Formal Dress Shoes - , Mens Red Tape Real Leather Lace UP Casual Formal Smart Work Brogue Shoes - , Hugo Boss Men’s Cultural Roots Waxed Suede Leather Fashion Boot - Salomon Evasion Cabrio, Men’s Fitness - TREZETA PAMIR -Brown Shoes - , Aldo Men’s Zeviel Derbys Grey (Cloudburst 12) , El Naturalista Men’s Ng23 Lux Suede Land/Yugen Derbys Brown (Land Lavend) , Mens Brogue Smart Shoes for Office Work Wedding Coffee Men s slippers, foot flip flops, casual summer sandals, summer beach sandals, men s sandals gules Dilize Men s High Quality Lace up Derby Dress Shoes in Emboss Leather Black , Crafeel Leather Flip Flops Summer Slippers Sandals for Women Men Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Salomon Unisex Running Adults’ Unisex S-Lab Sonic 2 Trail Running Shoes, S-Lab Red, One Size - f560259 - poyigut.site

More Posts for Baby Boomer Info