Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2

[Continue Reading…]

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
adidas Men’s Ultraboost Competition Running Shoes - , Waldläufer Men s 950301-302001 Loafer Flats - , Slowers Men’s Jovc841 Espadrilles, Blue (Espiga Azul), 7.5 UK - , Steve Madden Men s Landon Chukka Boot - , Dockers by Gerli Men’s Low-Top - Vans Ferris, Men s Low-Top Trainers - , CFP 8339 Mens Pumps Lace Up Leisure Cozy Charming Comfy For All Occasions High Top Leather Boots Black UK Size 7 - , Melton Baby Krabbelschuh Soft, Baby Girls’ Standing - Lakai Men s Daly Skateboarding Shoe - Meindl Men s Journey Pro GTX Trainers - adidas Men’s Cloudfoam Lite Racer Trainers - , Floris van Bommel Men’s 15033/03 Moccasins - , Nike Men’s Md Runner 2 Lw Trainers - Puma Men s EL Alta Classic Sneaker - Black 旗 走 shoe leather waterproof Taiwan thick with large numbers 40-43, female high-heeled shoes single shoes... - , adidas Men s Adipower Bounce WD Ftwwht Golf Shoe - , Gill Aquatech 2mm Neoprene Shoe BLACK 956 - , IGI Uca 8682, Men’s Ankle Boots - , XIAOQI Men s High To Help The New Plus Velvet Short Boots Retro Old Tooling Boots Bullock Men s Shoes Tide - , New Look Men’s Leather Chelsea Boots - MBT Shoes Kimondo - Saucony Women’s Guide Iso Competition Running Shoes - Puma Men s Enzo Cross-Trainer Shoe - Clarks Men s Bosun Coast Thong Sandal,Navy Cow Nubuck/Cow Suede,US 11 M - , Hurley Sandals Men One & Only Sandals - Closed toe sandals by velcro clasp 30´s in brown - Oxypas SonicJ4201egn Sonic Extremely Light SRC Clog - , Egoisimo Men’s 7894141034 Moccasins - Dude Shoes Men s Wally Sox Mesh Onyx - ,
Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site ECCO Offroad Lite (Mens), Men’s Multisport Outdoor Shoes - , Jeffery West Men s Leather Wing-Tip Harbour Dexter Shoes Mahogany - Fly Flot 660140 men clogs & mules shoes for home Leather - , Clarks Originals Trigenic Evo Dress Shoes Brown Mens Legacy Air Bubble Max 90 Running Trainers Airtech Fitness Sports Gym Shoes Size 7 8 9 10 11 12 Grey / Red / Blue , camel active Men’s Evo GTX 20 Trainers, Black Brown (Mocca/Grey 4) Skechers Men’s Go Walk 4 Low-Top Sneakers, Parent, US Black/Gray , Columbia Men s Redmond Mid Leather Omni-Tech High Rise Hiking Boots, Dark Grey/Madder Brow Grey (Dark Grey/Madder Brown 089) Earth Works Safety EarthWorks Mens Lace up Safety Trainer in Black - , adidas Duramo Slide, Unisex Adults Beach & Pool Shoes Blue (New Navy/White/New Navy) Clarks Trikeyon Fly, Men s Derby - Pablosky Boys’ 950410 Closed Toe Sandals - , Nike Men’s Free Rn Distance 2 Running Shoes Blue (Paramount Blue/Electro Green/Black) , XiaoYouYu Men s Trail Running Shoes - Casual Outdoor Sport Slip On Trekking Camping Hiking Sneakers Shoes - , RENHONG Men s White Black Grey Brown Green Red Sandals Summer Fashion Breathable Beach Shoes Hand Made Woven Leisure... - , DADAWEN Men s Outdoors Trainers Lace-up Trekking Hiking Shoes - ZRO Men s Open-Toe Leather Summer Sandal Lightweight - , ailishabroy Men s Wider Fitting Formal Brogues Shoes Black and Brown Leather Oxfords Black Converse Unisex-Adult Chuck Taylor All Star Hi-Top Trainers Beige (Unbleached White) Geox Men’s U Danio C Derby Grey (Dk Taupe) , Haodasi Unisex Pure Color Flats Sandals Comfy Non-slip Beach Shoes Breathable Slippers Black , New Mens Faux Suede Casual Loafers Moccasins Slip on Driving Shoes brown pu , INBLU Men’s Varano Flip Flops Blu (Blu) , Town & Country TFW2527 The Rutland Neoprene Lined Wellington Boot Dark Chocolate Under Armour Men s Valsetz RTS-Mid Hiking Boot, Black, M US Graphite/Smoke Free soldier Outdoor Men Storm Ultralight Tactical Boots Breathable Durable Lightweight Shoe Black LONGO Men’s Classic Boot Amblers Safety FS112 Unisex Safety Boots Black SAFETOE Light Weight Safety Trainers for Men- L7328 Leather Safety Trainers Work Shoes Boots for Men and Women Size with Composite Toe Cap Marrone COOLCEPT Men Warm Lined Low Flats Ankle Boots Lace Up Gray , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Superga B01MU7YUGH Unisex - Kids’ 2750 Superga Lamebump Trainers - 932fdd2 - poyigut.site

More Posts for Baby Boomer Info