Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6

[Continue Reading…]

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Vans Old Skool Reissue Unisex Trainers - FB Fashion Boots Men’s Shield 409208-6002 Closed - , Roots RO60304 Cherokee Original Men s Safety Shoes – Size 41 – Black - , LINNUO Men s Mesh Upper Breathable Shoes Summer Loafer Flats Outdoor Beach Closed-Toe Slip On Net Shoes for Athletic... - KENNETH COLE - , Stacy Adams Men’s Cyprus Moc Toe Bit Slip-on Driving Style Loafer - , Cingant Man Men’s Low-Top - Asics Men’s Gel-Challenger 10 Tennis Shoes - , ZRO Men s Fashion Slip On Moc Toe Loafer Polished Shoes Casual - , AKU Bellamont Mid Plus, Unisex Adults Multisport Outdoor Shoes - Salabobo QYY-5051 Mens New Fashion Stylish Leisure Comfy Loafers Smart Shoes - Pepe Jeans Girls’ Beach Palms Flip Flops - Gola Classics Mens Harrier Trainer - Miyoopark Men s Stitched Slip-on Leather Dress Loafers Work Boat Shoes - Under Armour Men’s Ua Fade RST Golf Shoes - NewRock NEW ROCK 7604 S1 Mens Matellic Black Gothic Biker Western Metal Boots - GO WEST Men s Boots - , ailishabroy Luxury Brand Mens Genuine Leather Shoes Lace Up Black Formal Dress Wedding Oxfords - SOMESUN Low Ankle Trim Flat Boots Men Ankle Winter Warm Autumn Boots Casual Sport Shoes - Hush Puppies Men’s Doug Derbys - , Rohde 9994 Bergstrasse Mens Black Nubuck and Sympatex Lace-Up Casual Boot - , Gordon Rush mens Nathanson Chukka Boot - Sperry Men s Boat Shoes Grey Twin Gore Grey - , Teva Mens Men’s M Katavi 2 Slide Sport Sandal, Medium - , LYZGF Men Youth Spring-Summer Casual Fashion Lazy Driving Leather Shoes - , New Balance WR996 - Geox Men U Nebula F Low-Top Sneakers - Black slip-on moccasin shoes for older boys / men. Size 6. - , Sunny&Baby Men s Business Shoes Smooth Splice Matte PU Leather Lace up Breathable Lined Oxfords Abrasion Resistant -
Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site Geox U Yoris A Abx, Mens Derby - , Buckler Steel Toe and Midsole Dealer Boots Size 12 - CHNHIRA Men s Leather Shoes Clinch Bolt Oxford Slip On Formal Smart Dress Metal Decoration - Etnies Metal Mulisha Swivel Black Green Mens Suede Trainers , LYZGF Men s Gentleman Business Fashion Casual Crocodile Pattern Wedding Lace Leather Shoes - Newell Summer Men s Flip Flops Sandals Wood Slip Breathable Light Weight Beach Slippers,Brown,44 - Lacoste Sevrin Mid 316 1, Men’s Low-Top Sneakers Grey (Dk Gry) , Asics Mens Gel-Glyde Shoes Dark Blue/Black/Shocking Orange TOP10 AIR Max 97 OG Undftd Undefeated Black Speed Red Gorge Green Mens Womens Running Shoes 2018 New Fashion Shoes , Jomos Men s Lace-up Flats Black Schwarz/Ozean - , adidas Superstar Ii Trainers White - , Lotto S8121 Flip Flops Man - , Converse Unisex Kids’ Star Player Ev 3v Ox Navy/Mineral Yellow Fitness Shoes, Blue - Globe Kids Tilt Fashion Sports Skate Shoe - , Ejendals 1540-44 Size 44" Jalas 1540 Route Safety Footwear - Black/Grey/Blue - SEVENZAI Men s Italian Classic Formal Leather Dress Shoes - 2031 capezio mens black canvas split sole ballet shoes adult 11.5 - Bloch Child s Arise Ballet Shoes Pink , Saucony Men’s Jazz Low Pro Gymnastics Shoes - , Ikon Wave Slip On Shoes Black Lloyd Men’s Hugh Derbys Blue (Ocean/Grey 8) Xianshu Retro Brogue Ankle Boots Casual Laces Up Shoes Brown Single SEIBEL Men s 4363521/530 530 Fashion Sandals Blue Skechers Men s Garton Venco Loafers - Black Leather , Safety Shoes Extra Strong Canvas Suede Leather Inserts Water Resistant Sound Gtx S3 SRC U-Power MLFMHR Men S Business Casual Shoes British Fashion Pointed Shoes Banquet Dress Shoes Large Size 45.46.47 Brown CALZADOS YOWAS Unisex Safety Uniform Set Black , Steel Toe Safety Shoes, LM-123 Mens Breathable and Light Weight Anti-Smashing Work Trainers,Black & Red,8 UK Royal Blue , Dr. Martens Newton Oak Temperley 22734228, Boots Kickers Men’s Kanning Chukka Boots Grey (Grey) Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Birki s 20000 Super Birkenstock Red Super Clog Red - dc6a4d6 - poyigut.site

More Posts for Baby Boomer Info