Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9

[Continue Reading…]

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Minitoo Men s New Tassel Suede Driving Loafers Penny Boat Shoes Yellow Trotters Men s Loafer Flats Blue Blue Blue , Men s VITELO Smart Leather Slip-On Shoes M 55 Black Vibdiv Men s Lightweight Casual Loafers Multisport Trainers Grey New Mens Faux Leather Italian Designer Monk Strap Smart Casual Slip On Loafer Shoes UK Size Brown , Men s White Henselite Team Moccasin Style Leather Lawn Bowls Shoes Wide Fitting , Fleet & Foster Mens Fred Dual Fit Touch Fastening Moccasin Shoes Brown Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Pink Gold , Converse Unisex-Adult Chuck Taylor All Star Hi-Top Trainers Grey (Anthracite Grey) , XUE Men s Shoes Sandals Shoes Summer Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Beach Shoes Black, Brown, Yellow B , Dr Keller Mens Gents Adonis Soft Leather Slip-On Loafer Casual Work School Shoe in Black Size 7,8,9,10,11,12 Black Fashion Men Shoes Mens Flats Casual Suede Shoes Comfortable Breathable Flats Driving Loafers Red , Jamron Mens Minimalism Driving Loafers Shoes Soft Suede Moccasin Slippers Black Color NBWE Men s Shoes Spring Summer New Hollow Breathable Men Business Formal Wear Leather Shoes British Lace-up Low Shoes Brown1 NBWE Men s Peas Shoes Soft Soles Men s Leather Shoes Loafers Shoes Casual Business Shoes Brown Padders Baron Black Leather Slip On Shoe Minitoo Boy s Men s Soft Sole Synthetic Comfortable Slip-on Loafers Light Brown Bugatti Men’s 342518616900 Slip on Trainers Braun (Taupe 1400) , Men s VITELO Patent Leather,Suede and Snake Print Leather Slipper Shoes M 50 Navy Suede , Fisca Men S Slip-On Loafer Fashion Moccasin Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown Minitoo Boy s Men s Solid Classic Slip-ONS Casual Penny Loafers Black INMONARCH Mens Crimson Velvet Indian Wedding Shoe MJ015278 , Geox Men’s U Moner W 2Fit Mocassins Blue (Ocean C4006) , Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes White/Black , Sioux Carol Men s Moccasin Black Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Blush Gold Exclusive Superga Unisex Adults’ Slides PVC Loafers, White Blue (Navy-white) , Nike Stefan Janoski Max, Unisex Adults Low-Top Sneakers White/Black , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Black ,
Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site Timberland Euro Hiker Ftb_Splitrock 2, Men s Boots - Birkenstock Unisex Adults’ London Loafers - , Timberland Men Shoes / Boots Heritage 6 In Lined - , Puma Basket Classic LFS - 36220201 , Geox Men’s U Geghy B ABX a Low-Top Sneakers Grey (Anthracite/Dk Grey) Fly London Men’s Serf114fly Trainers Grey (Grey) Ted Baker Men’s 2 Sauldi 2 Slide Dark Blue/Multi (Cardamon Print) Minnetonka Men’s Pile Lined Hardsole 3908w Mocassins, Brown, 7,7w,8,8w,9,9w,10,10w,11,11w,12,12w,13,13w,14,15,16 - Woodworm Surge V2.0 Casual Spikeless Street Golf Shoes Various Sizes and Colours - Karrimor Mens Blencathra Walking Boots Lace Up Breathable Waterproof Padded - , IMPRESSIONZ-Mens Hiking Boots Walking Ankle High Top Trail Trekking Boots Traners Shoes Size 7-12 - , Etnies Men s Marana Xt Skateboarding Shoe Black/Dark Grey/Royal FIND Men’s Loafer in Leather with Buckle Clasp - Men s Leather Lace Up Flat Platform Goth Punk Creepers - , Diadora Camaro, Men’s Low-Top, (Estate Blue/Antique White), 10 UK (44.5 EU) - , Beppi Men’s Open Toe Sandals - Josef Seibel Men’s Chance 19 Derbys - , Elevator Shoes With Invisible Insole, height Increasing Shoes For Men. Be Taller 2.75 inches/7 cm. Model Basilea Black Mens DEK Wide Fitting Lace Up Leather Trainers Shoes Black White Size 8 9 10 11 12 13 14 White Lenfesh Men Ankle Boots Fur Lined Winter Autumn Warm Martin Boots Shoes,Men s Short Boots Camouflage Salomon Men’s Xa Lite Trail Running Shoes, Green Orange (Bright Marigold/Scarlet Ibis/Black Bright Marigold/Scarlet Ibis/Black) , adidas Adilette, Men s Beach & Pool Shoes Blue/White/Blue Clarks Men’s Un Trek Cove Sling Back Sandals Brown (Dark Tan Lea) , Minitoo Boy s Men s Rubble Sole Casual Daily Loafers Khaki Converse Unisex-Adult Chuck Taylor All Star Hi-Top Trainers Black (Black/White) , SEVENZAI Ballet Shoes Men Formal Leather Black Brown Slip On Tassel Oxfords Shoes Brown AgeeMi Shoes Mens Oxford Boots Lace Up Soft Formal Occasions Party Shoes Black Diadora Unisex Adults’ D-Blitz Low S1p Work Shoes Yellow (Beige) new full grain cow genuine leather British high-top men s boots Martin boots shoes Black , Sheba 569 CE Shoe Low S1P HRO SRC, Blue, Size 37 - Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Converse Unisex-Adult Chuck Taylor All Star 9601 Core Ox Core Trainers All Blush Gold Exclusive 1a1dca9 - poyigut.site

More Posts for Baby Boomer Info