Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f

[Continue Reading…]

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Lacoste Court-Minimal 316 1, Men’s Low-Top Sneakers - Men s Casual Flip Flops Genuine Leather Beach Slippers Non-Slip Sole Sandals Black,Flip Flop Sandals for Men - Henleys Mens Pumps Canvas Lace Up Casual Designer Shoes Trainers Plimsoles - , Puma Ignite Dual, Unisex Adults Running Shoes - ECCO Ulterra, Men’s Low Trekking and Walking Shoes - , Danner Mens Tramline 917 Tramline 917 - , ECCO Baby Girls’ Snowride Classic Boots - , FlagOfFrancePrintingUnisexFlipFlops,Small - Mezlan Men s Trento Slip-On Loafer - , Nautica Men s Tibsury X Band Slide Sandal - ellesse Tong EL82395, Sandals - , Dr.Brinkmann 600389-1 men clogs & mules - , Amblers Safety FS159 S3 Black 13 - Le Coq Sportif Dynacomf Geo Jacquard, Unisex Adults’ Low-Top Sneakers - , CFP 8005 Mens Comfortable Black Loafers Stylish Casual Eminent Slip-on Moccasins Driving Sneakers Blue UK Size 8 - Meindl Portland Hiking Shoe - Vans Skate Shoe Men AV Rapidweld Pro Lite Skate Shoes - CFP 8082 Mens Casual Leather Leisure Comfy Smart Cozy Energetic Bussiness Slip On Moccasin Shoes Black UK Size 8 - , adidas Men’s D Lillard 2 Basketball Shoes - , New Balance Unisex Kids’ Gc574v1g Trainers - , Ruiyue Leather Beach Slippers,Handwork Suture Non-Slip Soft Flat Closed ToeCasual Breathable Perforation Sandals... - , Dilize Men s Slip on Leather Casual Daily Driving Flats Shoes - , Skechers Men’s on-The-Go 400 Flip Flops, Parent, US - , Feelfine z Blackpool Natural Rubber Flip Flops - Black - Up to Size 13 - , XUJW-SHOES, Sandals for Men, Men s Genuine Leather Beach Slippers Non-Slip Soft Flat Sandals,Perfect for The Beach... - Kobbler Unze Mens ‘Dhester’ Leather Formal Dress Shoes - , Mephisto Men s Henri Gipsi 9100 Black Low-Top Slippers - PROTEQ Unisex Adults’ Inherit S1P CAT WRK ZWART 45 Safety Shoes - Primigi Girls’ Pfr 14368 Closed Toe Ballet Flats - ,
Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site Men s Business Fashion Stealth Increase Pointed Dress Shoes Shoes - Converse Women Low-Top - , Aigle Parcours Iso Open, Men’s Hunting Shoes - New Balance Unisex Kids’ 574 Trainers - , UGG Mens Xavier Hyperwave Black Slides - , Converse Chuck Taylor All Star Ii Ox Mens Trainers - , Tommy Hilfiger Men’s Louie Sneaker, Medium Navy , Strong Souls Mens Stretch Sock Trainers Navy Mephisto Men s Frank F2464 Dark Brown Trainers Dark Brown , Caterpillar Men’s Instruct Trainers - PDQ Mens/Boys RYNO Twin Gusset Suede Leather Jungle Casual Taupe Geox Men’s U Gektor B ABX a Hi-Top Trainers Black (Black C9999) DEK HARVEY Mens Gusset Slip On Casual Yachting Shoe White - La Sportiva Men’s Boulder X Low Rise Hiking Boots, Red - adidas Men’s NMD_r1 Fitness Shoes - , Red Tape Gobi Burgundy Suede Casual Men s Desert Boots - , Converse Custom printed Italian style with English flag , Weifei Men s Fashion Casual Leather Shoes British Outdoor Shoes - , Coleath Water Shoes for Men Women Beach Swimming Non Slip Barefoot Shoes Quick Drying Skin Shoes White Lowa Urban Military 2 Military Boots - Geox Men s U Hampstead D Oxford Lace-up Shoes - , Rieker Herren Slipper, Men’s Brogue Brown - Braun (Marron 25) Geox Men’s U Besmington G Loafers Brown (Mudc6372) , Crocs Crocband, Unisex-Adults Flip flops Navy Oxypas Evan Lightweight Leather Nursing Shoes Designed for Medical Professionals White Rieker Men’s 25178 Flip Flops, Grey, 6.5 UK Grey (Asphalt/Grey 45) , V12 Tomahawk, Vintage Waterproof Safety Rigger, 09 UK 43 EU, Tan Brown SOLE CRAFTED Syms Boots Black Black Amblers Safety FS145 Mens Waterproof Safety Leather Boots Brown Brown Safety Jogger Bestrun2S3701 Bestrun2 S3 SRC Safety Shoe With Steel Toecap And Steel Midsole - Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Volcom B01C5PU2WS Mens Del Suede Coasta Suede Shoe Del - ddf958f - poyigut.site

More Posts for Baby Boomer Info