TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06

[Continue Reading…]

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Stacy Adams Men s Giannino-Monk Strap Wingtip Slip-On Loafer Tan , Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes Brown Minitoo Boy s Men s Slip-on Spring Summer Shoes Breathable Loafers Light Brown , Unisex Lightweight Free-Switch Multi Purpose Jogging Fitness Trainer Sneaker Black White , NBWE New Men s Leather Shoes Peas Shoes Spring and Summer Driving Shoes Casual Shoes Breathable Black Hush Puppies Men’s Runner Slip on Moccasins Brown (Brown) Shoe Tree Comfort Leather Moccasins Slip On Ladies Loafers Comfortable Comfort Shoes Flat Loafer Nautical White , Kick Footwear Men s High Quality Leather Desert Boots Smart Casual Brogue Ankle Shoes Tan Mens Suede Chelsea Boots Italian Style Smart Casual Desert Dealer Ankle Shoes Red , Bugatti Men’s F06671 Moccasins, Blue (Navy 423), 6 UK Brown (Cognac 644 644) XUE Men s Shoes Microfiber Spring Summer Breathable Loafers & Slip-ONS Driving Shoes Casual Comfortable Shoes Party B SPEEDEVE Men s Casual Loafers Retro Slip-On Driving Shoes Handmade Leather Flats Shoes Khaki Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Dark Blue I SPEEDEVE Men s Casual Loafers Retro Slip-On Driving Shoes Handmade Leather Flats Shoes Gold WALK-LEADER Mens Simple Comfortable Moccasins Wide-fitting Slip On Boat Loafers Shoes Blue , Cosyfeet James Shoes - Extra Roomy (HH+ Width Fitting) Brown Elastane / Polyester , Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Engine Smoke/Khaki Sioux Men’s Gilles Moccasins, Brown Brown (Cognac 003) Minitoo Boy s Men s Soft Sole Synthetic Comfortable Slip-on Loafers Light Brown Rossellini Mens Patent Shiny Shimmer Tassel Loafers, Leather Lined Brogues Wedding Shoes Fancy Dress Party Shoes. Black White Silver Red. Bronze Minitoo Boy s Men s Stripe Rhombus Casual Fashion Penny Loafers Brown , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Black Sebago Docksides, Men s Boat Shoes Beige (Sand Suede) Journey West Men s Vintage Velvet Loafers with Embroidery Loafers Men Smoking Slippers Men Black/Red/Blue Badge Blue , NBWE New Leather Shoes Business Formal Men s Shoes British Casual Buttoned Low Shoes Brown Minitoo Boy s Men s Chelsea Style Stitching Slip-on Spring Loafers Beige Base London Men s Era MTO Leather Slip Ons , Clifford James Mens Womens Very Wide Genuine Leather Shoe Slipper with Easy Wrap Around Touch Fasten Fit and Soft Comfortable Upper In Black and Brown. Black , Minitoo Boy s Men s Soft Slip-on Round Toe Casual Spring Loafers Brown
TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site Birkenstock Unisex-Adult Arizona Sandals - , Alexandra Blackrock STC-FW532GY-4 Storm chaser Trainer, Double Density PU, Size: 4, Grey - Diadora Camaro, Men’s Low-Top, (Blue Depths/Blue Ice), 4.5 UK (37 EU) - New Balance Men’s 574 Trainers Grey (Grey) , DEK BENNY Unisex Single Gusset Plimsolls Black Black KERRIMAN Men’s classic - , Dunlop Tobias Mens Faux Leather Fleece Lined Slipper Mule - Elten 76753-38 Safety Boots Rusher Mid ESD S1, Size 5, Black/White/Grey/Purple - , Rockport Men s Classic Loafer Venetian Shoes - LYZGF Men Gentleman Summer Business Casual Breathable Daddy Openwork Leather Sandals - , Joma Top Flex 404 Turf - Men s Futsal Shoes - Size (EU 41- CM 26.5 - UK 7) - , Mens DB easy B NELSON Loafers shoes in EE (extra wide) Fitting - , Cole Haan Men s Nantucket II Loafer, Navy Handstain, 9.5 UK - , Vagabond Paul, Men’s Low-Top - , Hush Puppies Men’s Hancock Low Chukka Boots - Havaianas Printed Flip Flops Men Top Photoprint - Nike Men’s Air Max Zero Essential Trainers, Black Black (Black Black Black) Fly London Men s Hilt Loafer - , adidas GVP So Mens Sneaker, Blue – (azubas/onicla/MARUNI) 40 - , Sanuk Men s Latitude Flip Flop - , El Naturalista Men’s EL Viajero Trainers - , Romika Men’s Royal 02 Mules - , adidas Lite Runner, Men’s Training - , Skechers USA Men s Men’s Elected Horizon Oxford, Black, US Navy Soulsfeng Trainers Men s Women s Sport Shoes Lace up Running Shoes Cushioning Breathable Fabric Mesh Black and Red Flat Shoes Red , Base London Gilmore Washed Tan 42 - , Minitoo Boy s Men s Slip-on Spring Summer Shoes Breathable Loafers Dark Brown Lloyd Men s 18-140-04 Lace-up Flats Brown Brown Brown Volcom Men’s Rocker 2 Graphic Print Flip Flop Sandal Marina Blue , OverDose Men Fur Lined Winter Autumn Warm Martin Ankle Boots Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

TOMS Women Beige s Women (Ltbge) Classics Beige (Ltbge) f8aaf06 - poyigut.site

More Posts for Baby Boomer Info