Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec

[Continue Reading…]

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Bugatti Men’s 312420012100 Derbys, Brown (Cognac) - , Cofra fw390-000.w38 Weddell S3 SRC Safety Shoes Black Size 38 - , Aimont 7MT66-40 Safety Shoes,Air Force-Green S1P SRC, Size 6.5, Black/Green - , fankou A large number of anti-skid slippers male summer beach shoes tide men s sandals personality cool drag and... - adidas Men s I-5923 Iniki Runner Bb2100 Trainers - , GTYMFH Autumn Men s Boots High-top Lace Shoes Casual Boots Men Leather Boots - , Faguo Cypress, Unisex Adults’ Low - , Dickies Mens Liberty Work Boot Black Size 11 - , Palladium Mens Pallabrouse Wax Canvas Boots - , BM Footwear Men’s 2716201 Trainers - Mens Fashion Leather Moccasins Slip On Driving Loafers Casual Party Business Shoes Snakeskin - , Red Wing Mens Postman Oxford 3119 Leather Shoes - , adidas Men’s Daily 2.0 Running Shoes, Black - ZFNYY Men s Dress Business Leather Shoes Fashion Tip Lace Single Shoes Wedding Shoes - Pataugas Men s Boots - , Grafters Mens Suede Safety Toe Cap Trainer Shoes - , #DC Pure WC Black White Mens Leather High Top Trainers - , Reef Boys’ Phantoms Flip Flops - PeppeShoes Modello NUORO - Handmade Italian Leather Mens Navy Blue Ankle Chukka Boots - Cowhide Smooth Leather... - Prada Men s 2EC097 P39 F0038 Brushed Spazzolato Leather Business Shoes - Cofra 13620-000.W40 Size 40 S3 WR CI HRO SRC Glenr Safety Shoes - Black - , Olang Women’s Snow Boots - , New Balance Classics Traditionnels - , Reebok Unisex Babies’ Classic Leather MCC Low-Top Sneakers, Brown (Duck Season/Chalk), 24-36 Months - , Reef Men’s Ridge Dark Grey/Silve Trainers - Sanita Unisex Adults’ San-Duty Open-Ob Clogs, White (White) - , Shepherd Henrik Slipper, Men s Low-Top Slippers - DR.Martens 1461 Decon Lace-UPS - Black Naples - , ZPFDY Men Spring British Fashion Casual Youth Lace Leather Shoes - ,
Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site Qianliuk Mens Summer Beach Sandals Outdoor Shoes Men Casual Shoe flip Flops - , TBS Men s Albana Shoes Black (Noir 1804) , Puma Unisex Adults’ Ignite Evoknit Running Shoes weinrot / wei? Gray Nicolls Velocity Cricket Sports Players Footwear Senior Blue Spike Shoes - Birkenstock Arizona Mens Slip On Synthetic Sandals Black - 46 - Paul Parkman Men s Side Handsewn Split-toe Brown Oxfords (ID#054) - Cotswold Outdoor Boots, Waterproof Brown Winstone Boot - Enval Soft 1207600 Loafers Men - YOURTURN Men s Sneakers in Blue or Olive - Low Top and Sporty Sneakers - Casual Laced Jersey Sneaker Shoes for... - Magnum Lightspeed 8.0 Urban Boots Black size 7 - , Adidas ZX Flux Blue (New Navy/New Navy/Running White) Scarpa Bora Gore-Tex Men’s Walking Boots - Elten 729410-40 Lennox ESD S1 Safety Shoe - PeppeShoes Modello Goldiko - Handmade Italian Leather Mens Gold Fashion Sneakers Casual Shoes - Cowhide Smooth... - , Nike Mens Low-Top Sneakers - , dr martens dm s 1460 11822600 eyelet boots unisex - , fankou the summer of men s wear men s slippers non-slip summer beach shoes fashion casual sandals men and,40,E... - , Floris van Bommel Men’s 10910/02 Combat Boots, Brown (Brown) - Andres Machado.6124.Men s Oxford Shoes In Navy Authentic Split Leather.Men s Large Sizes UK 12 To 14/EU47 To 50... - , LEDLFIE Men Open Toe Beach Casual Shoes Sandals - Havaianas Men’s Top Stripes Logo Flip Flops - , Rusnak Ladies Genuine Sheepskin Leather Mule Slippers Soft Real Wool Lining House Shoes - Timberland Men’s Low Profile Plain Toe Oxfords Black (Black) , Minitoo Boy s Men s Soft Slip-on Round Toe Casual Spring Loafers Brown , XUE Men s Shoes Leather Spring Fall Loafers & Slip-ONS Driving Shoes Walking Shoes for Casual Comfort Outdoor White, Black, Brown A Crocs Men s Swiftwater River Fisherman Sandal, Brown, 47.0 EUR Brown (Espresso/Black) , Clarks Men s Cotrell Step Slip-on Loafer Brown Oily Hi-Tec Men’s Sandals Brown Sebago Clovehitch Ii, Men’s Boat, Brown (Dk Brown Leather), 11.5 UK (46.5 EU) Brown (Walnut Leather) , Mens Handmade 100% Leather Side Lace Dress Shoes - Aura Trends , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Koyi Men 13123 s Leather Shoes Breathable Leisure Dress Black Leisure Brown Business Formal Dress - b401cec - poyigut.site

More Posts for Baby Boomer Info