CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359

[Continue Reading…]

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Timberland Ek Hull s Cove FTM 2 Eye, Men s Boat Shoes - Nike Men’s Reax 8 Tr 621716-005 Trainers - With bold satin high heels Foot Ring Light-style tip single shoe girl, a pair of khaki 36 - , Camel Men s Hiking Shoes Outdoor Trekking Low-top Professional Non Slip Breathable Outdoor Sneaker Walking Shoes - , CFP 8006 Mens New Crocodile Embossed Leather Casual Loafers Stylish Slip-on Driving Smart Shoes Blue UK Size 6.5 - MBT Men’s Reem Clogs - , Mens NIKE ROSHE TWO FLYKNIT 365 Black Running Trainers 859535 700 - , Nike Men’s Jordan Flight Origin 4 Basketball Shoes - Nike Men’s Tw 17 Golf Shoes - De Fonseca Men s Thong Sandals blue blue 5 - , Birkenstock Arizona - , Ricosta Boys’ Laif Hi-Top Trainers, Blue, 6 Child UK - , Vans Unisex Kids’ Atwood Low Trainers - DIS Uliassi - Polished red Penny Loafer - DHFUD Men s Shoes Sandals Men s Summer Beach Men s Slippers Trend Sandals Breathable Casual Shoes - , Mjus 411105, Men’s Low-Top Sneakers - , Voile Blanche Sneakers Liam Power Uomo MOD. 2012246 - , Tianrui Crown Men Print Multi-layered Cloth Espadrilles Shoe Loafer Oxfords Flat Shoe - Roberto Botticelli Men s LU35805BL Blue Leather Loafers - , adidas Kaiser 5 Liga, Men s Football Boots - , Inov-8 Men s Race Ultra 270 P Trail Running Shoe - , MBT Men’s Naven M Slip on Trainers, Blue - , Abeba ESD Working Work Shoe 4050 White Heel Strap Cork Insole, CE EN ISO 20347: 2012 A FO SRC - Dilize Men s Patent Leather Lace up Derby Shoes Office Oxfords in Black - , Birkenstock Boston, Unisex-Adults Clogs - , flip flops/Men s summer sandals/Casual sandals and slippers - Puma Ignite Limitless Knit 18998703, Trainers - Etnies Fader, Men’s Skateboarding - Reebok Men’s Zquick Lite Running Shoes -
CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - Merrell Men’s Sprint Lace LTR Ac+ Trainers - Boxfresh Men’s Tonpe Trainers Braun (Braun) Cofra 10120-001.W40 Size 40 S2 SRC Adrianus Safety Shoes - White - Asics GT II Men s Sneakers (H7A2L) - , Men s Leather Shoes Hollow Shoes Breathable Business Casual Lace-up Shoes Dress Non-Slip Sandals - FIND Addison Wallabee, Men’s Mocassins - , Superga Unisex Adults’ 2750 Cotu Classic Low-Top Sneaker, White Green (Sherwood Gum) , Hush Puppies Peri, Men’s Moccasins - , C1RCA Unisex Adults’ Gravette Skateboarding Shoe, Gunmetal/Gum - , Crocs Unisex Adults’ Crocband Flip Flop Green (Volt Green/White) DC Men s Heathrow Skate Shoe, Grass Rust Groundwork GR86 Mens/Womens Suede Steel Toe Cap Safety Shoes Trainers - , Replay Men’s Chard Trainers - , Ak Collezioni Men s Loafer Flats blue blue 7 - bugatti Men s Phantom Boots - , Nike Men Basketball Shoes Son of Force Mid - VILOCY Men s Hiking Boots Trekking Shoes Low Top Waterproof Antiskid Cushioning Boots Outdoor Sneaker - , Men s Henselite MPS40 Quality Lawn Bowls Shoes/Trainers UK Sizes 6 to 13 - yalanshop Bold And Elegant Single Shoe Light With Stylish Satin Bow Tie And Versatile Kit Are Simple, And The... - , yalanshop Ciabatte, moda estiva per donna, abiti da esterno, pantofole piatte all aperto, donne che tirano le ragazze Women s money diabetic shoes leather velcro Black Velcro , CALTO Y10652-3 inches Taller - Height Increasing Elevator Shoes - Brown Leather Lace-up Dress Shoes Crocs Modi Sport, Unisex Adult s Slide Sandals Black/White Sebago Docksides, Men s Boat Shoes Brown (Brown Oiled Waxy Leather) Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Deep Blue , Red Tape Men s Cumber Leather Casual Shoes Navy , Black Hammer Mens Safety Boots Steel Toe Cap Work Shoes Ankle Trainers Hiker 6682 Black Orange MENS DICKIES DEALER SAFETY WORK BOOTS STEEL TOE LEATHER FA23345 SIZE UK 6 - 12 (UK10/EU44) Black , FLYRCX Ms. men s winter boots leather slip warm plus cotton shoes K , Alexandra Toffeln STC-FW516NA-8 Ezi-Klog, E-Tech, Plain, Size: 8, Navy - , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

CONBUENPIE Men’s 204 Bio Men’s CONBUENPIE Sandal 204 - 32a7359 -

More Posts for Baby Boomer Info