Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0

[Continue Reading…]

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
LYJBIK Spring Summer Men s Leather Flat Loafer Sneakers Mosaic Color Driver Business Black Orange Brown Black TOMS Women s Classics Blossom Slub Chambray , Minitoo Men s New Tassel Suede Driving Loafers Penny Boat Shoes Dark Blue , Converse Unisex Chuck Taylor As Specialty Hi Lace-Up Beluga Vogar Men s Leather Slip On Loafers Flat Comfort Light Sole Summer Shoes VG4922 Black , Nike Stefan Janoski Max, Unisex Adults Low-Top Sneakers Black/White , TQGOLD Men s Leather Loafer Shoes Flats Slip On Casual Moccasins Driving Shoes Khaki Fluchos Men’s Bahamas Moccasins Beige (Stone) Sebago Docksides, Men s Boat Shoes Grey (Smoke / Waxy Leather) , Barrett Men s 161U126CAPPUCCINO Blue/Brown Leather Loafers , YAER Men s Suede Leather Loafers Classic Slip Ons Buckle Casual Boat Shoes Khaki , Goor SYLVESTER Mens Faux Patent Leather Loafers Black Black Sperry Top-Sider Mens A/O 2-Eye Oxford Amaretto , Rossellini Mens Gentleman Slip On Heavy Stitched Black Loafer Shoes Leather Lined Party Footwear Brown Suede Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes White/Black , Xposed Mens Faux Suede Leather Gold Embroidered Floral Crest Logo Slip on Loafers Dress Shoes Dark Navy , Nike Stefan Janoski Max, Unisex Adults Low-Top Sneakers villain red/black/black , Xposed New Mens Brown Polished Real Leather Vintage MOD Monk Strap Slip On Loafer Shoes Minitoo Boy s Men s Soft Sole Synthetic Comfortable Slip-on Loafers Dark Blue , zmlsc Men s Lerther Shoes Wear Formal Wear Wear Round Soft Pointy Belt Buckle Cotton Flat Bottom Youth Black , Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes White/Red I Goor Mens Leather Lined Smart Formal Monk Shoes Two Buckles Black Brown Oxblood 6-12 Burgundy , Sooneeya Mens Breathable Mesh Net Clogs Slippers Lightweight Walking Slip on Half Shoes Summer Beach Sport Sandals Grey Sebago Docksides, Men s Boat Shoes Beige (Sand Suede) , Miyoopark Men s Simple Ruber Sole Suede Driving Shoes Causal Dress Loafers Royal Blue , Minitoo Boy s Men s Rubber Sole Slip-on Synthetic Penny Loafers Light Brown , Rieker Men’s 16963 Loafers, Schwarz/Graphit, 6.5 UK Black (Schwarz/Graphit 00) Minitoo Boy s Men s Rubber Sole Spring Shoes Dress Loafers White , Geox Men’s U Besmington G Loafers Brown (Cognacc6001) ,
Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site New Balance Unisex Adults’ 420 Trainers - , Zerimar Elevator Shoes for Men Add +3.1 in | Men s Height Increasing Shoes | Shoes That Increase Your Height Size... - Vans Sk8-Hi Reissue Unisex Adults Hi-Top Sneakers Red (Light Purple) , Kappa Unisex Kids’ Orbit Trainers Grey (Grey 1616) CFP 757 Mens Chukka Boots Stylish Casual High-top Warm Working Trekking Lace-up Leather DarkBrown UK Size 8.5 - Puma Men s XS500 Compression Low-Top Trainer Red - Rot (Rio Red-high Risk Red-white 03) Jomos Men’s Activa Open Toe Sandals - INOV-8 Evoskin Shoes - , LEMARGO Men s AC03B Black Leather Lace-Up Shoes - FIND Men s Brogue Shoes Wingtip Details and Gum Rubber Sole - , Henleys Mens Milo Canvas Pumps - Mesh Breathable Wading Shoes Men’s Hiking Shoes Water Shoes Summer Outdoors - , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Pink New Balance Men’s M720rf3-720 Training Running Shoes Multicolor (Grey/Yellow 033) , Red Tape Men’s Silwood Derbys - Fly London Men’s Serf114fly Trainers - , Timberland Bradstreet Oxford leisure shoes Gentlemen brown Size 44 2016 casual shoes - Pablosky Girls’ 31971 Open Toe Sandals - Florsheim Mens RUSSELL Lace-Ups - Portwest Men’s Steelite Safety Sb Ae WRU Clogs - , ailishabroy Men s Wider Fitting Formal Brogues Shoes Black and Brown Leather Oxfords Black , diabetic shoes leather velcro Black Lace El Naturalista Men’s N5090 Pleasant Black-b/Koi Flat Sandal Black , O Neill Men’s Groundswell Flip-Flop, Toffee Tan Vans Unisex Adults’ Classic Slip-on Gymnastics Shoes Black (Perf Leather/Black) Stacy Adams Men s Giannino-Monk Strap Wingtip Slip-On Loafer White , Elten Sterling Ryan Blue Easy ESD Safety Sandals S1p – Scooter 48 - Cofra 78410-001.W35 Work Shoes,Sivori, Size 2.5, Black/Yellow - , Dunlop Gardening Shoe, Clog, Goloshes. Waterproof. Unisex Sizes 3-11 UK All Green , Samuel Windsor Men s Handmade Goodyear Welted Italian Leather & Suede Chelsea Boot in Black, Brown, Navy & Sand Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Skechers 65415 Men’s Skechers 65415 Moccasins Brown Brown) (Dark Brown) d1412a0 - poyigut.site

More Posts for Baby Boomer Info