JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

JP - David David Men Boots s Boots - 8a9fdf1

[Continue Reading…]

JP - David David Men Boots s Boots - 8a9fdf1 JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
FIND Men s Brogue Shoes Wingtip Details and Gum Rubber Sole - , Nike Men’s Hypervenom Phelon III FG Football Boots, Black (Black/White-Dark Grey-Game Royal), 6 UK 40 EU - New Balance Crt300v1, Men’s Low-Top Sneakers - Qianliuk Men Spring Autumn Running Shoes for Outdoor Comfortable Women Sneakers Breathable Sport Shoes - Calden FD013-3 inches Taller - Height Increasing Elevator Shoes (Lace-up Sneakers) - Black Hammer Mens Leather Safety Waterproof Boots S3 Steel Toe Cap Work Shoes Ankle Leather 7777 - , Alexandra STC-FW129BK-11 Men s Safety Brogues, Plain, Dual-Density Polyurethane, Size: 11, Black - , Clarks Originals Desert Boot, Men’s Boots - Dunlop - Purofort Plus Full Safety Wellington Boots x Size 3 (36) - , Sanita Mens Karl oil Clogs And Mules - Reebok Men’s Bd5496 Fitness Shoes - , Skechers Vigor 2.0 advantage, Men’s Low-Top - Shumo HENLEY Mens Summer Flip Flops Black/Grey - , Xcel 1.5mm Reef Walker Aqua Wetsuit Boots/Beach Shoes in Black - adidas Energy Cloud 2 Running Shoes Mens Black/Red Jogging Trainers Sneakers - , Cingant Man Men’s Low-Top - XUJW-SHOES, Men s Casual Oxford Shoes Lace up Genuine Leather Soft Sole Loafers for Gentlemen - luwell New Mens Water Shoes Womens Mesh Slip on Quick Drying Aqua Shoes Beach Waterproof Trainers - Man-hole hole shoes Men Dong Dong_summer shoes and slippers beach shoes tide female couple big code breathable... - Dolce & Gabbana Men s Loafer Flats * - , Ask The Missus Guvnor Plain Toe Shoes - , Pikolinos Men’s Santiago M7b_i17 Oxfords - , RENHONG Men s Black Brown Sandals Summer Vintage Breathable Real Leather Soft Bottom Casual Outdoor Beach Shoes... - , Chicco Girls’ Cat Ankle Strap Ballet Flats - , Levi s S Shoes Men - Baylor 227240-1920-60 - Brilliant Black - , fankou Slippers male summer personalized men s beach shoes outdoor non-slip sandals cool drag and male, 42, Black - StopFollowingSloganPrintedUnisexFlipFlops,Medium - adidas Men’s Eezay Flip Flop Water Shoes - , Calvin Klein Men s Malcolm 2 Slip-On -
JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site Maxguard C420 Conan Safety Boots S3 SRC Leather Waterproof Ankle Boots – Black – Sizes 10 – 22 - STYLO-UK MENS SANDALS WALKING SPORTS HIKING BOYS SUMMER BEACH MULES SHOES SIZE UK 6-12 - , Ruiyue Men Loafers Shoes,Breathable Perforation Soft Genuine Leather Slip-on Flat Soft Lined Loafer for Men - , GAOLIXIA Men s Business Leather Shoes Dress Shoes Wedding Shoes Work Career Shoes British Style Flat Casual Shoe - , Toms - Youth Natural Burlap Bimini Shoes Rose Gold Northwest Territory Mens Terrain Lace UP Premium Leather Upper Waterproof Walking/Hiking Trekking Boot Tan , Barker Men’s Orkney Derbys - , Hi-Tec Altitude VI Lite I Waterproof Boots Hiking Leather Mens UK 7-13 - Nike Men’s Free 5.0 + Running Shoes - Lakai Unisex Adults’ Griffin XLK Skate Shoe Black/White Suede , Timberland Men’s Euro Sprint Hiker Ankle Boots Blue Asics Gel-Innovate 5 Running Shoe - Columbia Men’s Peakfreak Venture Mid Suede Wp High Rise Hiking Boots - , ECCO Men s Biom G2 - Men s Golf Shoe - , Skechers USA Men s Men’s Elected Horizon Oxford, Black, US - , Comfortabel Men s Comfortabel Herren Slipper Loafer Flats black black - Cofra Typhoon S5 SRC Safety Shoes Black Size 43 - Rieker 10832, Men’s Ankle Boots - Aku Men s Hiking Shoes Slope LTR GTX - Brown (41) - , Converse Unisex Chuck Taylor All Star Canvas Hi-Top Trainers Red (Red/Red) , Billabong Men’s Offshore Impact Sandal Flip-Flop Black Mens New Office Work Back To School Slip On Twin Gusset Smart Dress Formal Shoes Size 7-14 Black , Minitoo Boy s Men s Fashion Slip-on Spring Casual Penny Loafers Black , Crocs Unisex Adult Classic Mules Blue (Turquoise) , Black Hammer Mens Safety Boots Steel Toe Cap Work Shoes Ankle Trainers Hiker Midsole Protection 4482 Black , Mens Leather Slipper Sandals Flip-Flop With Extra Strong Flexible Soles Size UK 7-14/EU 40-48 Black LUONEKE Birko-Flor Cork Flip Flop Slippers Sandals Elastic Casual Beach Shoes Comfort Wide Men Mayari Black , Birkenstock Unisex Adults’ Arizona Sandals Spectral Silver Blackrock SF08 Ultimate Safety Boot S3 SRC Black Clarks Tilden Cap, Men’s Derbys Brown (Dark Tan Lea) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

JP - David David Men Boots s Boots - 8a9fdf1 - poyigut.site

More Posts for Baby Boomer Info