FIND Men Men s Suede - s Derby Shoes - df36c0b -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
FIND Men Men s Suede - s Derby Shoes - df36c0b - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
FIND Men Men s Suede - s Derby Shoes - df36c0b - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

FIND Men Men s Suede - s Derby Shoes - df36c0b - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

FIND Men Men s Suede - s Derby Shoes - df36c0b

[Continue Reading…]

FIND Men Men s Suede - s Derby Shoes - df36c0b FIND Men Men s Suede - s Derby Shoes - df36c0b - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
FIND Men Men s Suede - s Derby Shoes - df36c0b - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

FIND Men Men s Suede - s Derby Shoes - df36c0b - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

FIND Men Men s Suede - s Derby Shoes - df36c0b - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Delta Plus ABS134PR BLACK SAFETY SHOE - Nike Air Max 2015 Black Youths Trainers Size 5.5 UK - Puma Faas 600 V2 F4, Men s Running Shoes - TJ Collection Men s Black Classic Ankle Boots MP 7394516 BLK - , PKA Men s Safety Shoes - , Summer Beach Pool Mesh Quick Drying Sport Aqua Water Shoes of Mens and Women s - Northwave Hammer Junior MTB Shoes - LIEBE721 Men s Shoes Flat Summer Holiday Water Shoes Leisure Lightweight Sneaker Beach Fashion Slip on Comfort... - US Polo Association Men s Thong Sandals - Nike Air Max 95 Ultra Essential Men s Shoes - , XTI Men s Boots - Timberland 6 in Premium Wp Boot A1O7Q, Unisex Adults Ankle Boots, Grey (Forged Iron), 6 UK (39.5 EU) - Jazba StraightDrive 300 Men s Cricket Shoes - Havaianas Unisex Adult HAV Brasil Logo Marine Blue Sandal - , SAFETOE Light Weight Safety Trainers for Men- L7328 Leather Safety Trainers Work Shoes Boots for Men and Women... - BOLD Men s 3516wk60 Clogs - , Asics Men’s Fuzex Rush Competition Running Shoes - , Minitoo Boy s Men s Lifestyle Outdoor Rubber Sole Fashion Sneakers - Cycleur de luxe Ray, Men’s Low-Top - , Hugo Men’s Timeout_Slip_rb Mules, Black - TED Baker Mens Senape Derby Shoes - Fexkean Mens Sport Shoes Trainers Running Walking Athletic Shoes Lightweight Gym Shoes - , Rax Men s Cushioning Outdoor Antiskid Hiking Shoe Reflective at Night,Perfect For Night Hiking - adidas Men’s Nemeziz 7 SG Footbal Shoes - Office Ambassador Chukka Boots - CFP 8339 Mens Pumps Lace Up Leisure Cozy Charming Comfy For All Occasions High Top Leather Boots Black UK Size 6 - Bugatti Men’s 321336503200 Classic Boots, Brown (Cognac) - , Adidas Gonz Pro - Black / Mint, 9.5 D Us - , Sneaker Style Huarache black or white Woman Man from 36 to 45 Pierre-cedric -
FIND Men Men s Suede - s Derby Shoes - df36c0b - Berghaus Men s Explorer Active GTX Boot - Mens Famous Dunlop GEORGE Moccasin Loafers Faux Sheepskin Fur Slippers with Rubber Sole Navy Multi OXFORD SPINNERS PREMIUM ROTATING STAND BOBBINS Silver , Kelme Men’s K-Pivot Trainers, Various Black (Black / Lima 586) Hi-Tec Men Storm Waterproof Light Hiking Boots Grey (Charcoal/Grey/Majolica Blue) Champion Men’s Cut Woods Low Rise Hiking Shoes Brown (Choc) Puma Evopower 3.3 Tricks Firm Ground, Men s Football Training Shoes - Northside Men s Alberta II Snow Boot - Keen Men s Newport H2 Sandal - , Nike Men’s Magista Obra Ii Sg-Pro Football Boots - , Jack & Jones Men’s Jfwrayne Mesh Mix Anthracite Trainers Grey (Anthracite Anthracite) , Rieker Men s B0885 00 Shoes - , Simon Carter Holst Boots Tan 11 UK - Sergio Tacchini Supermac Mesh, Men’s Low Trainers - , DC Shoes Men’s Unisex-Adult D0300529 Skateboarding Shoes Grey/Grey/Black , Tommy Hilfiger Men s Curtis 12as Boots - , FLAMEshoes Men s A-1003 Clogs - , Geox Men’s U Monet W 2fit a Mocassins, Black - , JCB Mens Trakmid/Gb Safety Boots - , Alu Tec 735 XP – En Iso 20345 S3 – W10 – Size I - Easy Go Shopping Leather Shoes, Men s Classic Lace Dress Shoes Height Increasing Leather Oxfords Business Wedding... - Rohde 2778–73 - , ZX Leather Oxford Shoes Men,Business Brogue Shoes PU Leather Upper Tassel Pendant Slip-on Wingtip Decoration Breathable... - , Berkemann Markus, Men’s Shoes Brown - Braun/Braun Salomon Men s Speedcross 4 GTX Trail Running Shoe, Synthetic/Textile, Blue (Slateblue/Blue Depth/Corona Yellow), Size: 47 1/3 - , Lloyd Men’s Osmond Derbys Braun (Cognac) , New Mens/Gents Touch Fastening Comfort Fit Shoes. Wider Fitting. - Black - UK SIZES 6-12 - Men Slippers,Ba Zha ?? Men Summer Flip Flops Shoes Sandals Slipper Indoor & Outdoor Flip Flops Solid Beach Shoes Clip Toe Sandals Slipper Shoes Comfortable Low Heels Shoes Size 6-10 Black Cover Plus Fashion Comfort Black Leather Buckle Pointed Toe Zipper Dress Ankle Boots Mens Shoes Aspele Mens Classic Leather Lace-up Brogues Ankle Boots, Tan Burnish, Black and Brown Black Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

FIND Men Men s Suede - s Derby Shoes - df36c0b - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

FIND Men Men s Suede - s Derby Shoes - df36c0b - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

FIND Men Men s Suede - s Derby Shoes - df36c0b -

More Posts for Baby Boomer Info