Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4

[Continue Reading…]

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Green+Beige 39 - , Hanwag Alaska GTX, Men’s Low Trekking and Walking Shoes - , Geox Men’s U Jaylon a Classic Boots - , Vibdiv Men s Lightweight Casual Loafers Multisport Trainers - , yalanshop Flat Bottom Cool Slippers Summer Girls, Wearing A Stylish And Versatile Flat To Flat, Black,35 - Asics Unisex Adults’ Gel-Kayano Evo H620l-5050 Cross Trainers, Blue, 7 - Nike Air Max 97 UL 17 Mens 918356-007 - , IGI Ufygt 8706, Men’s Combat Boots - Keen Men’s Newport H2 Hiking Sandals - , LEDLFIE Spring Men s Shoes Casual Men s Leather Shoes Shoes Fashion Tide Men s Shoes - Bearpaw Unisex Kids’ Gracie Youth Chukka Boots - Dr. Martens Men s Gunaldo Textile Trainers - , Lacoste Men’s Evara 118 1 Cam Trainers - Merrell Men’s J94431 Trainers - Tycoons Mens Wide Fitting Saddle Trim Moccasin Type Casual Shoes - New Rock M.2246-S10 NEWMAN Men s Black Leather Boots - , Wood World Men s 7LoP Safety Trainers, Size 10 UK - Aldo Men’s Alevia Derbys - , Puma Men s Tazon 6 FM Cross-Trainer Shoe - , Miyoopark Men s Velcro Open-Toe Beach Shoes Fashion Summer Outdoor Sandals - , Skechers Men’s Lanson-Mesten Boat Shoes - , Tretorn Bo Winter, Men’s Warm-Lined Short-Shaft Boots and Bootees - Giasco HR068D41 High Shoe Cairo S3, Size 41, Black/Yellow - MyShoeStore Unisex Steel Toe Cap Wellingtons Mens Womens Ladies Safety Waterproof Anti Slip Anti Static Sole Work... - FitKicks Men s Active Lifestyle Footwear - Black - Medium - , Sunny&Baby Men s Flat Shoes Patent Leather Abstract Painting Upper Lace Up Low Top Sneaker Abrasion Resistant - Melvin & Hamilton Men’s Kane 9 Chelsea Boots - , XiXiDiy Men s Running Shoes Lightweight Sports Trainers Walking Trainers Fitness - Bekina BNX2400-918004 Steplite X Full Safety S5 - ,
Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site Gevavi Unisex Adults’ 1230/00 SB PU SCHKL.Next ZW Clogs - , Skechers Mens Synergy- Power Switch Low-Top Black/Black , U.S.Brass Smart Formal Dress Mens Moccasin Style School Lace Up Flat Shoes - , Es Swift Shoes - Black White / Red , Puma Unisex Adults’ St Evo Trainers - Ejendals 6438-45 Size 45" Jalas 6438 Tempera Safety Boots - Black/Yellow - , Superga Unisex Adults’ 2750 Cotu Classic Low-Top Sneaker, White Grey (Grey Vapor Sx8v) , Onfly New Men s Shoes 2018 Summer New Fashion Breathable Leather Men Shoes British Lun Casual Shoes Men s Peas... - , Rieker Mens Brown Lace-Up Shoe 11415 - Honeywell 6551601 Cocoon Cosy Black Safety Footwear, S3 HI CI SRC - Steve Madden Men’s Remote Sneaker - , Steve Madden Men s Javier Chukka Boot - GTYMFH Autumn Men s Genuine Leather Sandals Breathable Beach Shoes Casual Shoes - , Sperry Top-Sider Bahama Ii Boat Washed Navy/Red/WHT, Men’s Boat - Quiksilver Men’s Carver Suede Flip Flops - Puma Men’s Ignite Limitless Leather Sneaker, Grey - Skechers Palen Bower, Men’s Lace-up - Sioux Mens MICHAEL Slip-On Shoes - , Boots boots tip sanding thick with high-heeled, camel colored leather, 7 cm 37 - , Geox U Snake Moc I, Men’s Mocassins - , Emerica Men’s The Reynolds Low Vulc Skate Shoe, Dark Grey Black, D(M) US - , Florsheim Men’s Navigator Chukka Boot - Classic II - White - Sir Safety Unisex-Adult Fenice Shoes - , Rockport Men’s Bennett Lane 4 Boat Shoe Loafers Blue The young boy youth summer sandals summer men men beach shoes leather of junior middle school students Dark brown Pikolinos Altet M4K-3116C1 Mens Casual Braun Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Artic Pink Rose Gold , SHOBDW Mens Flip Flops, Men Summer Shoes Sandals Male Slipper Indoor Outdoor Flip Flops Black WYSBAOSHU Mens Flip Flops Casual Indoor & Outdoor Flip-Flops Beach Slippers Black , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Skechers - Air Girls Skech Air Ultra-Glitterbeam Low-Top Low-Top Sneakers - f9accd4 - poyigut.site

More Posts for Baby Boomer Info