New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638

[Continue Reading…]

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Dickies Landmaster Pro Safety Wellies Wellington Boots Black/Grey 6-12 - Aku Gore-Tex Superalp GTX 593 Hiking Shoes Leder/Mesh - Globe Men s Sabre Trainers, Black - , Sandal Men s Outdoor Sports Magic Stick Beach Shoe Breathable Black Sandals (24.5-27.0) CM (Color : Black, Size... - Calvin Klein Men s Boots - , Mephisto Men s Brice 178 Chestnut Fashion Sandals - , Jack & Jones Men’s Jfwgaston Pu Combo Anthracite Low-Top Sneakers - xiaojian& Men s Sandals Leather beach shoes, black 1712, 43 - , Clarks Bosun Coast - Navy Nubuck Mens Sandals - Single Shoe Tip Fine With High-Heel Shoes Small Bee Light Mouth, Black,36 - HN Shoes Mens Shoes Dress Lace up Crocodile Pattern Wedding Formal Business Casual Leather Black Blue Pointed... - , Bugatti Men’s 321466811000 Mules, Brown - Mens Slipper,Clode® Fashion Mens Antiskid Bathroom Slipper Flip Flops Sandals Summer Beach Slipper Shoes for Indoor... - , The Girl Fine With Single Shoes Fashion Belt Buckle Tip Grid Cat Track Shoes, Its 37 - , Red Tape Mens Backford Tan Casual Shoe - Josef Seibel 12607-919-360 Logan 22 Men s Mules & Clogs - PJ Mask Boys’ S19861h/Az Flip Flops - Fly London Men’s Bose836fly Low-Top Sneakers - Melvin & Hamilton Men’s Martin 4 Derbys - Nike Benassi JDI - Weejuns Larkin Palm Springs Navy Leather - Globe Motley, Men’s Low-Top Sneakers - , Dr. Martens icon 7b10 Boot - ALSYIQI Men s Classical Fashion Casual Oxford Business Shoes Dress Shoes A8868 - English Laundry Mens Gants - , FIND Men s Suede Derby Shoes - Red Fish Mens Grey Lace up Canvas Shoe - Puma Men’s Astro Cup Leather Sneaker - adidas Unisex Babies’ Tubular Shadow Low-Top Sneakers, Green (Green/Green/Footwear White), 24-36 Months - ,
New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site W&XY Mens Womens Winter Slippers Fur Lining Non-Slip Indoor OutdoorThickened Sole Sole - , Blackstone Om60, Men’s Desert Boots - , Puma Unisex Adults’ SF Future Cat OG Low-Top Sneakers, White - , CFP 8821 Mens Loafers Leisure Comfy Trendy Dress Party Slip On Driving Bussiness Leather Sneakers Orange UK Size... - , adidas Women’s Superstar 80S Metallic Pack Low-Top Sneakers Black Multi Prime Knit , Mens ‘High Quality’ Designer Shoes Lightweight Casual Fashion Trainers Gym Size Black Grey , Shoe rack without cord 30´s in brown - Pantofola d Oro 10173033 Mens Sneakers - Coleath Water Shoes for Men Women Beach Swimming Non Slip Barefoot Shoes Quick Drying Skin Shoes Blue , Asics Men’s Gt-2000 6 Running Shoes, Black Green (Everglade/Black 300) Bugatti Men’s K29521g Ankle Boots, Braun (610 Dunkelbraun) - Grafters W408E Mens Wellington Safety Boots Green - , Bostonian Men s Caydon Step Slip-On Loafer - , Cheaney Cannon Loafers in Black Calf Leather - Mizuno Men’s Waitangi Cl Rugby Boots - Unisex Camouflage Slippers Flip Flops For Men And Women Fashion Non-slip Beach Sandals - Superga Unisex Kids’ 2750-Cotbumpj Trainers - Kenneth Cole Reaction Men s Rest is History Slip-on Loafer - , Hush Puppies Men’s Volley Victory Derbys Black Men s Oxford Casual Loafers Leather Lace-up Handmade Breathable Fashion Slip on Flats Black Brown Driving Shoes Dark Brown , Camper Men’s Peu Cami Low-Top Sneakers Waterfall Nut Brown , Minitoo Boy s Men s Simple Solid Slip-ONS Casual Penny Loafers Black , Converse Unisex Adults’ Chuck Taylor All Star Women s Canvas Trainers Grey Pink , TED Baker Mens Senape Derby Shoes Dark Blue , Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Burgundy/White , Dunlop Gardening Shoe, Clog, Goloshes. Waterproof. Unisex Sizes 3-11 UK Green Transer® Classic Mens Short Martin Boots, Men Winter Warm Flat Snow Shoes Ankle Boot Plus Size (7 UK, Yellow) Brown Clarks Desert Boot, Men’s Derby Lace-up Black (black suede look) , Timberland Men’s Stormbuck Pull-on Chelsea Boots Brown (Burnished Dark Brown Oiled) , Caterpillar Men’s Stickshift Boots Brown (Mens Brown) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

New on Mens Brown B07CKKYG53 Wedding Real Leather Woven Effect Monk Strap Slip on Loafer Smart Wedding Dress Shoes - 4b21638 - poyigut.site

More Posts for Baby Boomer Info