Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511

[Continue Reading…]

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Hi-Tec Ascent XT Trail Running Shoes - , pediped Rosa, Baby Girls Birth Shoes - Columbia Men s Ventero Hiking Sandals - Skechers Sport Vigor 2.0 Sneaker - Billabong Tapa, Men s Flip Flop - Clarks Clarkdale Bud Leather Boots In Black Wide Fit Size 9 - , adidas adidas - Adidas Wrestling Combat Speed 5 - Grey/Yellow Boots Shoes Adults Pro - BA8006 - , DC Men’s Rival Espadrilles, Grey - , Dunlop - Purofort Professional Wellington Boots x Size 8 (42) - 1 Pair Girls Official Peppa Pig Flip Flops Rose Pink All Sizes - , NIUWJ Men Business Retro Bullock Carved Handmade Casual Lace Leather Shoes - adidas Stan Smith Vulc, Men’s Stan Smith Vulc - , MILLET Mens Friction Hiking Boots - Mens Faux Leather Mesh Touch Close Strap Fashion Casual Lightweight Sports Gym Trainers Size 7-12 - , Cofra 22080-000.W40 Size 40 S1 P SRC Node Safety Shoes - Blue - , Mens Hi Tops Quilted Canvas Trainers lace Up Skate Sneakers Retro Shoe - , Kappa Island, Unisex Adults’ Warm-Lined Short-Shaft Boots and Bootees - , Cofra 00010-045.W46 Size 46 O4 CI SRC FO Hunter Safety Shoes - Green - , Rieker Men s Christoph 25592 Mules - Onfly Pump Loafer Slip On Casual Leather Shoes Pedal Shoes Men Fashion Pure Color Anti-Slip Snakeskin Pattern... - , House of Luggage Mens Real Leather Black Biker Boots Calf Length Block Heel Slip On Square Toe Shoes HLG08EAH - , MUYII Oxfords Leather Shoes For Men Lace-up Plain Toe Sport Men s Shoes Casual Mens Non-Slip Comfortable Shoes - , Clarks Men s Tilden Walk (New Color) Oxford - U.S. Polo ASSN. - Shoes - Flip-Flop With Fancy Stripes - DEKKA4218S6-G1 - , Puma MAMGP Evospeed Next, Men s Low-Top Sneakers - , Dek Mens Flat Sole Lightweight Touch & Close Bowls Shoes Bowling Trainers - Cofra 63461-000.W46 Size 46 S1 P SRC Marbella Safety Shoes - Brown/Black - Zephyr Z016 Mid-Cut Hiker Trainer SB SRC Safety Work Boot - ,
Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site xiaojian& Men s Sandals Leather beach shoes, black 1717, 43 - Calvin Klein Tab Suede PGY pearlo10908 - , Nike Men’s Court Royale Gymnastics Shoes Navy Blue Josef Seibel Mens Alec Velcro Strap Wide Fit Casual Shoes - , Grendha Women s Acai Tribal Plastic Buckle Sandal Black - Mack Boots Men s Master Boots - atlas Safety Sandal SL 465 Xp-En ISO 20345 S1P-Blue-Size: 10 / 12 Blue Size: 12 - , New Dunlop Mens A681331 HEVEA Acifort Classic Safety Wellington Slip-On Footwear - , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black , Nike Men’s Air Max Zero Essential Trainers, Black Black (Black/Black Black) , Converse Plimsolls Ox M5039 Chuck Taylor All Star Unisex Canvas Trainers, Size 10 UK - , adidas Unisex Adults’ Adizero Finesse Track and Field Shoes - , FIND Addison Wallabee, Men’s Mocassins - , Cover Plus Fashion Comfort Black Leather Steel Pointed Toe Lace Up Ankle Boots Mens Shoes - Geox Men’s Smart F Walking Shoe - adidas Children s Duramo Slide Sandals Black (Black/Running White Footwear/Black) , Lemaitre Stockton S3 SRC Parabolic Safety Derby Boot C/W Cap, Black, 7 UK (41 EU) - Raymond Tan - , Herring Chaucer wholecuts in Black Croc , Yaer Men s Leather Sandals Beach Shoes for Men Sandals Shoes Size 6-12(2 Colors) Black Primigi Boys’ Pbf 14060 Closed Toe Sandals Blue (Blue Scuro 44) , Shoe Tree Comfort Leather Moccasins Slip On Ladies Loafers Comfortable Comfort Shoes Flat Loafer Nautical Navy Minitoo Boy s Men s Rubber Sole Spring Shoes Dress Loafers Black Cole Haan Men s Pinch Weekender Roadtrip Venetian Slip-On Loafer Java Miyoopark Men s Simple Ruber Sole Suede Driving Shoes Causal Dress Loafers Grey Converse Unisex Chuck Taylor All Star Canvas Hi-Top Trainers Blue (Navy) Flip Flop Originals Men s Blue (32) Flip flops men s antiskid beach shoes, thick bottom slippers, slippers blue , Dr. Martens Rigal Boots, Black Anthracite Knit, 11 UK - Superga 2754 Cotu, Unisex Adults Hi-Top Sneakers Red , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Red - Shoes Tape Leather Formal Casual Slip Slip On Dress Pointed Toe Shoes - 4a47511 - poyigut.site

More Posts for Baby Boomer Info