Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a

[Continue Reading…]

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Sorliva Men’s Flats Shoes Sandals Driving Shoes Moccasins Casual Loafers Slipper Black INMONARCH Mens Burgundy Jute Wedding Shoes Grooms MJ013917 , XUE Men s Shoe Fashion Shoes Loafers & Slip-ONS Loafer Boat Shoes Driving Shoes Beach Shoes Casual Shoes Sandals Flat Shoes Lazy Shoes Gray, Black Black Ladies Nautical Leather Smart Loafer Tassel Moccasin Flat Slip On Comfort Shoe Size 3-8 Grey Tommy Hilfiger Men’s G2285ranada 2D_1 Low Espadrilles Blue Clifford James Mens Womens Very Wide Genuine Leather Shoe Slipper with Easy Wrap Around Touch Fasten Fit and Soft Comfortable Upper In Black and Brown. Brown , Sutor Mantellassi Tobacco Loafer in Crocodile Leather camel active Cairo, Men s Loafers Black Miyoopark Men s Tassel Fashion Suede Driving Shoes Dress Loafers Light Grey , RT Mens Red Tape Real Leather Casual Formal Smart Work Loafers Brogue Shoes Brown New Mens Faux Leather Italian Designer Monk Strap Smart Casual Slip On Loafer Shoes UK Size Brown Xelay Mens New Casual Leather Loafer Flats Slip On Driving Moccasins Boat Shoes Black Cuckoo Men s Rivets Slip On Loafers Oxford Black Dress Shoes Burgundy , ODEMA Mens Casual Genuine Leather Flat Loafers Breathable Slip On Driving Shoes Black , adidas Originals Unisex Adults’ Stan Smith Low-Top Sneakers Neo White Fairway Green Vibdiv Men s Lightweight Casual Loafers Multisport Trainers Grey , Sioux Men’s Edlar Moccasins, Black Brown (Mocca) , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Yellow Brown G.H. Bass & Co. Weejuns LAYTON Mens Leather Kiltie Fringe Loafers Mid Brown Brown Minitoo Boy s Men s Dotted Slip-on Popular Spring Casual Shoes Black , FRETZ men Tosco, Men’s Loafers Black - Schwarz (51 Noir) , Scottwilliams Amati Premium Men s Loafer Flats Caramel Crunch , Nike Eric Koston 2 Max, Men’s Skateboarding Brown / Black (Baroque Brown / Black-black) Mens Faux Leather Slip on Casual Formal Work Shoes Size UK 6-10 Black , Minitoo Boy s Men s Slip-on Spring Summer Shoes Breathable Loafers Dark Brown TOMS Women s Classics Blue (Nvy) Minitoo Boy s Men s Breathable Round Toe Synthetic Casual Loafers Brown , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Yellow Brown , Minitoo Boy s Men s Mesh Breathable Fashion Daily Loafers Coffee ,
Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site Skechers USA Men s Men’s Elected Horizon Oxford, Black, US - , Timberland City Adventure Split Cup Sole Butt Seam Ox, Men’s Trainers - , Mens Grey and Black Triple Touch Fastening Trail Shoe - Ascend - Grey/Black - size UK Mens Size 11 - , adidas LK Trainer 6, Unisex Kids Indoor Multisport Court Shoes - Blundstone Men s BCCAL028794884 Black Leather Ankle Boots - Lacoste Men’s L.12.12 Bl 2 Cam Blk Low Blue Tretorn Men s CAMDEN3 Fashion Sneaker, Wine New Otter/New Otter/White , Diesel Exposure Lo Black White Mens Canvas New Trainers Shoes Boots Pakamo Men s Leather Sandals Beach Trekking Hiking Shoes Outdoor Sport Climbing with Velcro Fitness Shoes Lightweight... - Mens Kickers Kymbo Mocc AM Tan Hi Leather Boots - Mens Beach Summer Walking Sandals Water Shoes, Barefoot Breathable Aqua Waterproof Pool Swimming Outdoor Sports... - DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Beige+Green 36 - , Maverick Mens Canvas Shoes - Black Textile - UK Size 7 - EU Size 41 - US Size 8 - Puma Evopower 4.3 Tricks Firm Ground Jr, Unisex Kids Football Training Shoes - Mens Geox U Sandro B ABX A-Scam U44S7A-022FU-C0973 - , Memphis Anti-Slip Safety Shoe Low Cut Trainer Work Boots Toecap Workwear FW91 [7] - , LYZGF Men Gentleman Business Casual Retro Fashion Lace Wedding Leather Shoes - , DI MELLA Men s Loafer Flats - Boost 350 V2 Sneakers Running Shoes Men s Women s Lightweight Breathable Mesh Walking Shoes Fashion Casual Athletic... - , Kangaroos Unisex Adults’ Koba III Trainers - , Ask The Missus Grape Tassel Loafers - Men s Loafers Slip-Ons Spring Summer Fall Winter Comfort Leather Outdoor Office Career Casual Party Evening Flat Heel Lace-upBlack Black , TED Baker Mens Senape Derby Shoes Tan Men s sandals sandals leather shoes summer outdoor Brown , Crocs Unisex Adult Classic Mules Pink (Neon Magenta) Birkenstock Men s Fashion Sandals Gray Crocs Unisex Adults’ Bistro Clogs White (White) , Selquir Men’s Sandals Grey , La Valenciana Men s Boots Fuchsia LEMAITRE Knee High Tundra SBP Safety Boots SRC black , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Sebago Docksides, Men s Docksides, Boat (Brown Shoes Brown (Brown Leather Brown/ White O/ Sole) 2b82b2a - poyigut.site

More Posts for Baby Boomer Info