Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8

[Continue Reading…]

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
LARNMERN Mens Steel Toe Safety Trainers,LM-30 Flyknit Breathable Lightweight Reflective Work Shoes Blue GRRONG Men Business Casual Shoes Comfort Leather Daily Casual Shoes Men Shoes Black , ailishabroy Genuine Leather Work Shoes Men s Business Wedding Footwear Light Brown , PROTEQ Unisex Adults’ Holton SB CAT WSCH HG ZWART 42 Safety Shoes Multicolour - Honig AIMONT Grass S2 Safety Shoes Work Shoes Business Shoes Shoes Hiking Boots Flat White B-Stock Wei? JCB 2CX Black Hiker Style Steel Toe Cap Safety Trainers , Vans Unisex Adults’ Classic Slip-on Canvas Trainers Black Shoe White Sole , FLYRCX Ms. men s winter boots leather slip warm plus cotton shoes M AIMONT Men s Safety Shoes Black black , Delta Plus Shoes – Shoe Polyester Cotton Blue , Men s Winter Fashion Comfortable Casual Shoes Handsome Flat Shoes Outdoor Running Shoes Black White Dilize Men s Tassel Detail Real Leather Dress Oxford Shoes Red Brown Utility Diadora - Low work shoe GLOVE TECH LOW PRO S1P SRA HRO ESD for man and woman 80013 - BLACK samson lined rigger boots tan 6 - workwear ppe - boots - U-POWER Safety Shoes Red Lion Blanco S2 SRC Rongzhan PU Work Safety Shoes Protective Smash-Proof penetration-Resistant PUC Toffeln Eziprotekta, Unisex Adults SRC Safety Clogs, Grey (Graphite Grey), 12 UK (47 EU) Grey (Graphite Grey) , Albatros 646610-351-40 Shoes "Lift Blue Impulse", Size: 6.5, blue/black - , Result Workguard Mens Shield Safety Trainers Black/Red , MARCA 1688-zre PRO3Shoe Tarraco SMetal Free 38 - , Work Safety Shoes Cow Leather Smash-Proof penetration-Resistant 020 Vans Unisex Adults’ Classic Slip-on Canvas Trainers Black Shoe White Sole Aigle Men’s Brea Botte Work Wellingtons Blue (Marine New 001) Magnum Unisex Adults’ Mid Work Boots Black (Black 21) UPOWER Men s Safety Shoes grey / yellow MAGNUM ELITE II LEATHER WATERPROOF HIGH SPEC BOOT (9) , Fat Nubuck Shoe Rising Water Repellent Size 42 BETA 072940142 - , iPhone X Wallet Case,iPhone X leather Sleeve Cover,EUWLY 3D Owl Dreamcatcher Embossing Ultra Slim Leather Flip Stand Case Cover Shockproof Magnetic Bookstyle Strap Wallet Case Cover with Card Holder for iPhone X + 1 x Blue Stylus Pen,Black Black Nike Men’s Air Huarache Sneakers, Green, 7.5 Black (Black/Black/White 003) ,
Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site Mephisto Men’s Loafers - , adidas Men s Veritas Trainers White Black / Grey / White Puma Men s Running Socks - Grey/Black/White, Size 35 black (2x3 Pack) , adidas Adilette, Bath and Marine Beach Flip Flops for Men - Short boots comfortable satin and bare boots wear thick with round head, a pair of khaki 40 - Columbia Men s Casual Shoes, Waterproof, Woodburn II - Sutor Mantellassi Black Derby in Alligator Leather - , Teva Men s Mush Ii M s Flip Flop - , Le Coq Sportif Unisex Adults’ Dynacomf Mesh Bass Trainers, Blue - Gumbies Islander Retro Brown Flip Flop Terracotta , MAIITRIP Men s Trainers Road Running Shoes Casual Mesh Athletic Sneakers for Gym Sports Fitness Grey/White , LLPSH Men s Shoes Athletic Outdoor Sports Sandals Summer Casual Beach Fisherman Slippers Soft Flat Closed Toe - , Adtec Men s 9601 12" Composite Toe Waterproof Wellington,Dark Brown,US 10.5 W - TED Baker Mens Bronzo Chelsea Boots - , Haflinger Unisex Adults’ Andrea Mules - Hush Puppies Men’s Volley Victory Derbys - Skechers Mens Gents Leather Textile Fashion Slip on Urban Track Wynn Shoes New - Nike Men’s Prime Hype Df Ii Basketball Shoes - , Adidas ZX Flux Jr - , Lemaitre 134035 Size 35 S3 Douro Safety Shoe - , Soulsfeng Trainers Men s Women s Sport Shoes Lace up Running Shoes Cushioning Breathable Fabric Mesh Black and Red Flat Shoes Grey Johnny Bulls Sprinter Mens Tall Leather Cowboy Boots - , Mirak Boys Velcro Textile Plimsoll Sneaker Shoe Boxed Black (Small) Black Dunham Men’s Captain Ltd Boat Shoe, Tan Tan VITELO Men s Woven Patent Leather Cuban Heel Slip-On Shoes M 33 Burgundy Patent Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Bee Yellow I , fury super safety hikers size 7 - workwear ppe - boots - Baak 7248-43-1000 Safety Boots Black Size 43 - , Sandals, Men s Anti-Slip Flip Flops Summer Male Casual Slippers Fashion Beach Sandals Yellow , Men s Work Shoes Boots Soft Toe Oil Full Grain Leather Water Resistant Premium Utility Oxford Shoe by Santimon Black Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Delta Cotton Plus Shoes Shoe – Shoe Polyester Shoes Cotton Blue 3741fd8 - poyigut.site

More Posts for Baby Boomer Info