Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad

[Continue Reading…]

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
New Earth Mens Brown Leather Rocksley pull on chelsea dealer boots UK 6-12 - , Lukpol Mens Comfy Orthopedic Natural Buffalo Leather Sandals Shoes Model-838 - Gibra, Mens Trainers - , New Balance Unisex Adults’ Calzado U220cg Verde Fitness Shoes, Green - Samuel Windsor Men s Handmade Goodyear Welted Lace-up Italian Leather Kensington Boot With Rubber Soles In Black... - Dingo Men s Dean Boot - , TED Baker Mens Senape Derby Shoes - , IL TACCO Men s Loafer Flats brown brown - , Sanita Men’s Karl PU Open Clogs, Black - Sebago Men039;s Loafers, Colour Blue, Brand, Model Men039;s Loafers 160502S Blue - Menschwear Men s Genuine Leather Winter Casual Skate Shoes - , Reef Fanning, Men s Athletic Sandals - New Rock NEWROCK Nr M.7960 S5 Red Boots - Mens - Finn Comfort Men s 96103 070099 Loafer Flats Black Black - , Robelli Men s Formal Black Patent Leather Point Buckle Loafer Shoes - Style 014 - Lacoste Men’s Avantor 118 3 SPM Trainers - , Format 4030839217573 – schweiñerstiefel stan. S3 in 20349. Gr. 42 - , ASICS GEL KAYANO TRA HN512 9005 MENS TRAINERS - , Mens Suede Winter Casual Lace Up Fashion Boots Ankle Desert Trainers Shoes Size 7-12 - , Dickies Mens Fury Super Safety Steel Toe Cap Hiker Work Shoes 7-11 - Perf PB34 S2 SRC Executive Office Gibson Safety Shoe, Black - , Ricosta Unisex Kids’ Lani Hi-Top Trainers, Brown, 4 Child UK - FRETZ men Men’s Castle Derbys - , Merrell Men s Moab Adventure Moc Hiking Shoe, Black, 10 M US - Skechers Men s Diameter Selent Oxfords - , Reebok Work N Cushion LTH KC - BASE PROTECTION BAS-B741-12 Bison Top Safety Boots, Brown, UK 12/EU 47 - , Mandèl Men s SANDALO Fashion Sandals Dark Brown (Di Moro) - Diadora Titan Ii Unisex Adults Low-Top Sneakers - ,
Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site Birkenstock Arizona Eva, Unisex Adults’ Mules - Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes - adidas Women’s Iniki Runner W Low-Top Sneakers Pink (Raw Pink F15/Core Black/Ftwr White) , Karrimor Mens Velox Road Running Shoes Lace Up Runners Cross Training - , Sanuk Men s M Donny Flat, Brown Hounds, 13 M US - , NIKE Air Zoom Pegasus 33 TB 843802 402 Mens Running Multi-coloured 402 , Puma Elsu v2 CV, Unisex Adults’ Low-Top Sneakers Black (Black-white 03) Le Coq Sportif Men’s Omicron Craft Bass Trainers, Grey Grey (Galet) Ipanema Classic Brasil II, men s flip flops - Vans Men Atwood Canvas Low-Top Sneakers Black/White Canvas , Mens Real Leather Red Maroon Double Monk Strap Buckle Smart Casual Shoes Loafer - XINXINYU Men s Boots - Qianliuk Men Flip Flops Men Summer Shoes Beach Slippers Soft Beach Sandals - ADIDAS ZAPATILLA B74308 Daily Black - , Minitoo Boy s Men s Comfortable Lace-up Walking Shoes with 3-Eyes - , adidas Adizero Boston 6 Aktiv Running Shoes - SS17 - , Finn Comfort Men s Lace-Up Flats Black BLACK - Men s Loafers Slip-Ons Spring Summer Fall Winter Comfort Leather Outdoor Office Career Casual Party Evening Flat Heel Lace-upBlack Brown , Ted Baker Mens Hann 2 Derby Brogue Shoes Black (Black) , SEVENZAI Men s Height Snake Skin Unique Formal Leather Shoes Black Hush Puppies Men’s Volley Victory Derbys Brown (Dark Tan) Cosyfeet Mason Shoes - Extra Roomy (HH+ Width Fitting) Brown Leather Minitoo Boy s Men s Wingtip Slip-on Casual Street Loafers Brown , Original Penguin Faze Canvas Pumps Black mens leather upper velcro straps sandal, with cross strap front and padded insole Black Leather Birkenstock Arizona, Unisex Adults Sandals Black (Black 21) U-POWER Safety Shoes Red Lion Box S3 SRC LOWA RENEGADE GTX MID WID 310968/9449 Unisex-adult Hiking Boot grey - grey Steel Toe Cap Combat Tactical Safety Ankle Boots Security Military Police Boot Black Goodyear Men’s Gyshu1503 Safety Trainers, Mehrfabrig Multi-Colour , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Laiwodun B00IZKP5DO Men s Sneakers Snow Boots - Warm Rise Leather Fur Lined Non Slip Casual Outdoor Boots High Rise Skateboarding... - aedb7ad - poyigut.site

More Posts for Baby Boomer Info