Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9

[Continue Reading…]

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Barker Men’s Kingswood Derbys - , Kenneth Cole Reaction Men s Biz-Y Work Slip-on Loafer, Brown, 11 - Tip single shoe_bold fall with light-quality grid cloth comfort tip wild single shoes, gray 36 - , Ted Baker Men’s Gryene Brogue Shoes Derbys - , Spring and summer satin high-heeled cool drag and Snake Lady pointed high-heeled, Black,34 - Steve Madden Mens Crowne - , adidas Men’s Vs Pace Gymnastics Shoes - LYZGF Men Gentlemen Business Casual Heightening Fashion Lace Leather Shoes - , Nike Boys’ Air Force 1 (Gs) Basketball Shoes - , Madden Men’s M-Honir Loafer - Converse 157526c, Unisex Adults’ Hi-Top Slippers - New Mens Top Quality Brown Suede Desert Boots UK 7 - , MENS SAFETY TRAINERS WORK STEEL TOE CAP SHOES BOOTS SIZE 6-13UK HIKING WALKING - NEWROCK NR M.314 S6 Black - New Rock Boots - Unisex - , Abeba 36796" Uni6 ESD-Occupational Sandal - , Mens Leather Sandals Closed Fashion Sweat-Absorbent Breathable Cool Beach Shoes Summer Outdoors Walking and Hiking - New Mens Trustyle Canvas Espadrilles Navy Print 11 - HUHU833 Summer Men Slippers Beach Flip Flop Seaside Flat Slides Soft Sandals - Merrell Encore Bypass Slip-on Shoe - MXNET Men s Formal Business Shoes Smooth PU Leather Splice Upper Lace up Breathable Lined Oxfords - , Haix Black Eagle Safety 40 Low Black/red Light S3-Safety Shoe with Good Protection Function Black, red - Rossellini Mens Gentleman Slip On Heavy Stitched Black Loafer Shoes Leather Lined Party Footwear - , AWC Men s Safety Shoes Black Black - , snfgoij Men s Leather Shoes Black Tie Formal Soft Commerce Patent Leather Shoes Leather Formal Shoes - , Shepherd Double Gusset Classic Sheepskin Slipper - Size 48 - , Albatros 564040-200-46 Boots "Guardian Mid Black", Size: 11, black - FIND Men’s Derby Shoes with Toe Cap - , adidas Men’s Copa 18.1 Fg Footbal Shoes, White/Black, 9.5 - Chung -Shi Shi Dux Clogs And Mules Men s -
Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site FOBEY Mens Fashion Outdoor Mountaineering Leather Shoes Slip-On Formal Shoes.In Black and Brown - , MTS Sicherheitsschuhe M City London S3 Flex 19102, Unisex Adults’ Safety Shoes - Kickers Juniors Fragma Slip Loafers - , Asics Gel-Kayano Trainer Evo Flashlights Pack Adult s Sneakers (H6C3N) Black (Black/Black 9090) Spylovebuy Never Fear Women s Lace up Flat Trainers Shoes Black Leather Style , Skechers Mens Marauder Mershon Marauder Mershon Navy/Black Dunlop Adult Blizzard Wellies - Black Green , New Balance Men s 608v4 Training Shoe White/Royal Blue , Mens Canvas Beach Shoes in Black or Navy - Puma Unisex Adults’ Flexracer Sl Low-Top Sneakers, Weiss/Magenta - Mustang Men’s 4127-401-9 Slip on Trainers - , INMONARCH Mens Navy Blue Wedding Shoes Threaded MJ015829 - adidas Men’s Gazelle Gymnastics Shoes Grey (Solid Grey/White/Gold Metallic) , Dude Shoes Men s Wally Natural Navy UK12/EU46 - , Rieker Men’s 16921 Trainers, Black, 6.5 UK - , Nike Air Jordan 11 Retro Low Emerald - 528895-145 - - Lotto Men’s Stadio 700 Fg Football Boots, Black/Green - DonutsPatternPrintingUnisexFlipFlops,Medium - WYYY Men s Shoes Shoelace Round Head Casual Shoes Black Spring And Autumn (Color : Black, Size : 41) - , Lottusse L6710, Men’s Derbys Black (Jocker P. Negro) Diesel Men s Korbin II Lace Up Trainer Turkish Coffee Viking Fenrir M GTX, Men’s Unlined Moccasin Boot Short Shaft Boots and Bootees Black (Black/Pewter) , Sanuk Men s Pick Pocket Slip On Black Gordon & Bros Men s Chukka Boots Grey H , Black Hammer Mens Safety Boots Steel Toe Cap Work Shoes Ankle Trainers Hiker 6682 Black Orange , Sheba 3E Aerated Leather Insole, Size 44 - , Kickers Men s Kick Hi Ankle Boots Black/Black PeppeShoes Modello Garione - Handmade Italian Leather Mens Black Ankle Boots - Cowhide Suede - Lace-Up Haix 330025 Black Eagle Adventure 2.0 Womens Low Gore-Tex Waterproof Shoe Black / Yellow , Dilize Men s Formal Smart Leather Lace up Dress Shoes Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Walsh Walsh Men’s 18349 Vripple Basic Gymnastics Shoes Men’s - 55992a9 - poyigut.site

More Posts for Baby Boomer Info