Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab

[Continue Reading…]

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Panter 413021700 – Forge Totale S2 Black 267 Size: 47 - , Puma Unisex Adults’ RBR Wings Vulc Bulls Trainers - , Boxfresh Men’s Sparko Sh Wsd CNVS/SDE NVY Trainers - Hotter Men’s Shore Open-Toe Sandals - BIGU Water Shoes Mens Womens Barefoot Shoes Beach Snorkeling Swimming Quick Drying Slip On Yoga Shoes Skin Socks... - , Fly Flot 1570 unisex adults, smooth leather, power strips - , Elten 8771-46 Size 46 S3 Luis Safety Shoe - Multi-Colour - , LEDLFIE Leather Shoes Spring New Business Casual Set of Feet Breathable Shoes England Wedding Shoes - , Sandals for Men, Men s Genuine Leather Hiking Walking Summber Beach Slippers Sandals Shoes - , Ruanyi Thong Flip Flops Shoes,Casual Handwork Non-Slip Soft Flat Sandals Genuine Leather Beach Outdoor Slippers... - Bugatti Men’s T55071 Derbys - , DOUCAL S Men s DU1915DEREUZ043NB00 Blue Leather Loafers - Caterpillar Electric Lo Mens Black Safety Shoes - , BOSS Green Men’s Arkansas_Lowp_syjq 10195466 01 Low-Top Sneakers, Navy - Havaianas Top Mix Sandal - LYZGF Men Youth Summer Casual Leather Sandals Fashion Beach Slippers - sUw - Steelite Ultra Workwear Safety Shoe S1P - Men s PRATIK Atlantic loafer/best driving shoes in Blue and Tan Leather - Men s Summer Walking Sandals Men s Shoes Leather Spring Summer Comfort Sandals Walking Shoes Rivet for Casual... - , Nike Mens 717140_Herren Football - Kickers Men’s Kwamie Lo Mocc Derbys - New Balance Mens Nm288ccd - Hush Puppies Men’s Volley Victory Derbys - TQGOLD Men s Snow Boots Winter Outdoor Waterproof Fur Lined Ankle Lace-Up Casual Shoes - Birkenstock Unisex Adults’ Arizona Open Toe Sandals - Melvin & Hamilton Oskar 29 Men s Derby Lace-Ups Brown - Kenneth Cole-DESIGN 20015-BLACK Size 8 - , Mens Lightweight Running Trainers Jogging Lace Up Padded Mesh Mens Renegade - Clarks Men s Balta Sky Huarache Sandal - ,
Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site Mens Leather Look Toe Post Flip Flops Beach Summer Shoes Sandals Brown PDQ Size 6-12 - Camper Men’s Truman K300188 Ankle Boot - , Men’s Canvas Espadrilles Slip On Shoes 39 - 44 - Respeedime Hole Sandals Men s Beach Shoes Summer Leisure Non-Slip Slippers - Softwaves 174 005, Men’s Mules - adidas Men s Veritas Trainers White Black / Purple / White GUGGEN Mountain M008v2 Men Hiking Boots Trekking Shoes Mountaineering Boots Mountain Boots Grey Percussion Demi-Bottes Marly - Santimon Snow Boots High Top Waterproof Outdoor Fur Lined Winter Warm Shoes Ankle Booties Sneaker For Men - SK Studio Men s Flats Genuine Leather Slip On Driving Shoes - Sine90® Mens Running Shoes Light Weight Walking Gym Sport Trainers Grey Demonia 2" P/F Chained Veggie Creeper Shoe, Black Suede-Cheetah Fur, US 5 - , Dachstein Super Leggera DDS, Men’s High Rise Hiking Boots - , adidas Unisex Adults’ Terrex Swift Solo Trail Running Shoes - Kenneth Cole New York Men s Bet On It Slip-On Loafer - Lloyd Men’s Abott Trainers, Black - Rockport Men’s Modern Break Plaintoe Oxfords Brown (Brown Leather) , TED Baker Mens Senape Derby Shoes Black , HICKIES 1.0 Original Unisex One-size Fits All Elastic No-Tie Shoelaces For All Types Of Shoes (14 HICKIES laces) Black Mint , Minitoo Boy s Men s Round Toe Stitched Comfortable Office Loafers Black , Rieker 05374-00 men half shoes extra wide Black Geox Men’s U Bryceton C Oxfords Black (Black C9999) SEIBEL Men s 4363521/530 530 Fashion Sandals Blue O Neill Men s Bolsa Sandals , Ted Baker Mens Bly 8 Loafer Brown (Brown) SNUGRUGS Men’s Monty, Wool Lined Moccasin Slippers Mocassins Blue (Navy) Men s Winter Fashion Outdoor Shoes Comfortable Casual Shoes Handsome Flat Sneakers Black Black , Dickies FA23500 Severn S3 Safety Boots S3 6 UK, 40 EU Regular - Black Black Anibal uxama Black , Hi-Tec Faro ST Mens Work boots / Safety boots / Safety trainers Blue Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Spiuk Sports RODDA B07B2WSV95 Road - Unisex Sports Shoes - 17a1bab - poyigut.site

More Posts for Baby Boomer Info