Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15

[Continue Reading…]

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
DHFUD Menswear Business Casual Fashion Workwear Breathable Work Leather Shoes - , Pepe Jeans Tourist Boat, Men s Espadrilles - Safety footwear boots Lemaitre Solano S3 CI SRC 100% non-metallic - Ruanyi Men Loafers Shoes, Slip-on Breathable Perforation Genuine Leather Upper Flat Soft Sole Driving Loafer for... - Frau 20h5 Desert Boot Man - Armani Jeans Men s Flip Flops - New Balance Men’s Fresh Foam Cruz Fitness Shoes - 5.11 Men s Taclite 6" Coyote Tactical Boot - , MENS BOYS TRAINERS VOI JEANS BRONSON LACE-UP STYLE IN BLACK GREY NAVY BURGUNDY 3-11 - , Giasco AC880B36 Size 36 S2 Verdi Lace Up Boots - Black - House Of Leather New Rock Leather Boots Lace up Buckle Design Platform Shoes Rockstar Style Black - , Mens New Blue Canvas Lace Up Casual Trainers Size UK 6 7 8 9 10 11 12 - , ELTEN Men s Safety Shoes black black - V12 Smash Safety Work Boots Black Toecap & Midsole - Animal Mens COSTAZ FLIP-Flop - , Briggs Himalayan Metal Free Safety Trainer Shoe, , - , Red Tape Leather Formal Casual Slip On Dress Pointed Toe Shoes - , DHFUD Autumn and Winter Men s Leather Leisure Boots British Tube Men s Boots - Propet Men s Bandon Flip Flop, Black, 8 5E US - Sanuk Men s M Vagabonded Slip-On Loafer - Kalra Creations Men s Traditional Wedding Mojari Leather Ethnic Flats - , Mens Gents Black Or Brown Leather Look Mule Or Flip Flops Comfy Sandals - , Cole Haan Men’s Grand Tour Chukka Boot - , Timberland Men s Piper Cove Fg Boat Shoe - Hush Puppies Men’s Volley Victory Derbys - Nike Men’s Internationalist Trainers - , Superga Cotu Classics, Unisex Low-Top Sneakers - , Men s shoes FEIFEI PU Material Fashion Breathable Casual Lazy Shoes (Color : Brown, Size : EU39/UK6.5/CN40) - , Calzados Romero Men s Lace-Up Flats - ,
Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site Dunlop Mens Biomimetic 300 Golf Shoes Spiked Lace Up Sports Footwear - Columbia Men s Casual Shoes, Waterproof, Woodburn II Brown (Cordovan/ Cinnamon) New Balance mens Ct288mr - Skechers Men s Flex Advantage 2.0 Multisport Outdoor Shoes Black(black/White) , TOMS Sunset Slip On Shoes UK 7 Bloom - , Onemix Unisex-Adults Zebra Series Sport Running Shoes Breathable Mid-Top Gym Trainers - Mephisto Adelio - , Beige - LHLWDGG.K Men S Shoes Soft/Wedding Business Shoes Men S Oxford Black Nightclub Shoes - flip flops/Thick soles non-slip slippers/Men s casual sandals - , Henleys Men s Oakland Casual Fashion Boots Brown - , Nike KILLSHOT 2 Leather KILLSHOT 2 Leather JCREW - 432997-107 - - Bugatti Men’s 311188011000 Derby, Black (Black 1000) - , CFP 8328 Mens Slip On Loafers Flat Sailing Yacht Driving Bussiness Leather Sneakers Black UK Size 7.5 - , Fine with single shoes satin cross strap tip fine with single shoes female comfort, with wild hollow, beige 34 - , yalanshop The Light of a single high-heeled shoes_1570- thin and light-tipped metal stone texture graphics thin single shoes Silver , XLC Adult Road Shoes CB R04, Unisex, Road-Shoes CB-R04 White - white , LYZGF Men Youth Casual Driving Fashion Lazy Leather Shoes Blue Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Khaki Rose Gold Exclusive , Vans Unisex Adults’ Classic Slip-on Canvas Trainers Navy Shoe White Sole , Sanita Men’s Karl Pu Open Clogs Blanco (White 1) , Chums Mens Wide Fit Slip on Shoe Black , TOMS Women s Classics Yellow Men s Casual Leather Sandals Fashion Variety to Open Toe Sandals Slippers Flat Shoes Summer Trekking Black Quiksilver Men’s Travel Oasis Sandal, Parent Black/Black/Brown Birkenstock Ramses, Unisex-Adults Sandals Beige (Nubuck Stone) Frye Logan Cap Toe Ankle Boot 87849-chestnut camel active Men’s Palm 11 Desert Boots Black , SK Studio Mens Classic Winter Water Resistance Chukka Boot Khaki , Sheba 573 CE Shoe Low S1P SRC, Red, Size 47 - , Goodyear G138/3053 °C Shoes – (Suede Leather) Camel, brown, G138/3053C - Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Dunlop Boots/Safety C662933 Purofort Thermo + Full B074HSYMY8 Wellingtons Safety Wellington/Mens Boots/Safety Wellingtons - 74dfc15 - poyigut.site

More Posts for Baby Boomer Info