Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b

[Continue Reading…]

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Merrell Men’s Moab Polar Waterproof High Rise Hiking Boots, Espresso, US - , Dockers 41GL002 Mens Booties - , Pantofola d Oro Men’s Allassio Uomo Low Trainers, Brown, 10 UK - Focus Classic Hook & Loop Mens Trainers Navy - Navy - UK Sizes 6-12 - , Kenneth Cole Men’s Brand-y Hi-Top Sneakers - Minnetonka Sheepskin Softsole Moccasin, Men’s Mocassins - , Puma Unisex Kids’ Turin Ac Inf Trainers - , HangFan Women - Men Couples Handmade Leather Outdoor Mule Slipper Warm Fleece Lined - Brenzone Beige UK 8 - Froddo Girls’ Children Shoe G3130115 Trainers, Blue, 12 UK Child - Hi-Tec V-Lite Wild-Life Cayman Sandals Men Grey/Black 2018 - FIND Addison Wallabee, Men’s Mocassins - , Dunlop Dunlop Blizzard Boot Green Size 38 - , Tod s Men s XXM44A00640RE0U805 Blue Suede Loafers - , Ted Baker Men’s Saskat Oxfords - , Minibel Baby Girls’ Petra Sandals - , Aro Men s Trainers - Ak Collezioni Men s Loafer Flats blue blue 7 - , Dickies Tiber Composite Super Safety Trainers Strong Composite Toecap Non-Metallic Anti-Penetration Sole Lightweight... - Black Made In England Double Buckle Monk Shoe by Charles Tyrwhitt - , Rodi Misano Mens Italian Driving Shoes - Brown - Insun Men s Leather Slip-On Loafers Boat Shoes - , Highlander II Waterproof Hiking Boot Vibram Sole - , Boat Shoes fat sole Edward´s in black - , Lugz Men s Drifter Lo LX Boot - , Naot Men’s Slippers - , Under Armour Men s UA M ATLANTICDUNE T Shower & Bath Shoes - adidas Men’s Cloudfoam Executor Low-Top Sneakers - Ejendals 3448-46 Size 46" Jalas 3448" Safety Footwear - Black -
Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site adidas Men’s Messi 16.1 Ag Futsal Shoes - , Rockport Men s Style Purpose Wing Tip Oxford Dark Bitter Chocolate , ZOCAVIA Trainers for Men Ultra Lightweight Running Shoes Gym Walking Sports Sneakers Green adidas Incurza TRX SG Rugby Boots-Silver/Solar Red - , Moss 1851 Men s George Black Wing Tip Derby - Lacoste Sevrin Mid 316 1, Men’s Low-Top Sneakers - adidas Duramo Slide, Unisex Open Toe Sandals Core Black/White/Core Black Diadora Unisex Adults B. Elite Low-Top Sneakers C6622 - BLACK-WHITE-SUNFLOWER BOSS Casual Men’s Varadero_cheb_lt Chelsea Boots - Puma Men’s Pacer Next Sneaker, Smoked Pearl Black, Medium - , Clarks Daulton Walk Leather Shoes in Black - M-195-S1 New Rock Red Bat Flame Reactor Boots - adidas Adilette Supercloud Plus, Men s Loafers - , Skechers Vigor 2.0 advantage, Men’s Low-Top - , Giuseppe Zanotti Sneakers May London Men - Leather (RM7104) UK - , Clarks Men’s Gosling Mid Chukka Boots - , fankou Summer sandals men s men s field and trendy clip pin personalized couples large code beach slippers,44,... - Geox Men’s U Besmington B Oxford Brown , Birkenstock Arizona, Unisex-Adults Sandals Habana , Skechers Men’s 55355 Platform Sandals Black (Black) , Birkenstock Boston, Unisex-Adults Clogs Brown (Tabacco Brown) , Elten Maverick Blue Shoe Mid ESD S1P (Available mid march) Black-Red , SAFETY SHOE SLIPPER HALF nitras Clean Step I 7250, S2, Steel Cap, White, Gr 36-48 - White, 37 - FITORY Men s Flip-Flops Arch Support Thongs Comfort Slippers for Beach Size 6-12 Brown Hype Men s Core Logo Speckle Flip Flops, Black Black , Men s flip flops, summer sandals, sandals, beach shoes Apricot , Birkenstock Boston, Unisex-Adults Clogs Black (Brushed Black) Blackrock SF12B Dealer Safety Boot SB-P SRC Black , Insun Men s Crazy Horse Leather Laces Work Boots Coffee , Pleaser Women’s Seduce 3010 Ankle Boots Red Patent , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Mens Real Leather Brown MOD Double Classic Monk Strap Leather Brogues Double Classic Formal Shoes - 4e1cd0b - poyigut.site

More Posts for Baby Boomer Info