ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3

[Continue Reading…]

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Birkenstock Men s 51703 Clogs - LEONARDO SHOES Men s 4817CAMOSCIOGORAINCIOCCOLATO Brown Suede Lace-up Shoes - Brooks Defyance 8, Men s Running Shoes - ODEMA Men s Classic Leather Slip On Loafer Casual Penny Shoes - , MUYII Men s Oxfords Leather Dress Shoes Handmade Classic Casual Loafer Mens Non-Slip Comfortable Shoes Business... - Paul Smith Suede Men s Shoes Monk Strap Shoe. Sz UK8.5. RRP £298 - , KAKAKA Men s shoes business shoes lightweight leather cowhide - , oodji Ultra Men s High Faux Leather Sneakers with Rubber Tip - New Balance Mens 990v4 Boot - Sendra Boots 2944m black * incl. original MOSQUITO ® bootjack * - MENS RUNNING MESH SPORTS TRAINERS CASUAL GYM WALKING CLOSE STRAP FASHION SHOES - Slazenger Warrior Slip On Trainers Mens White/Navy Casual Sneakers Shoes - , Clarks Men s Weaver Boot,Forest Green,US 13 M - , Rieker Men’s 16534 Derbys, Schwarz/Polvere Extra Weit - Birkenstock Florida, Women’s Sandals - , Higher State Soil Shaker Trail Running Shoes - SS18 - , Men s Flat Bottom Slippers,Outdoor Leisure Beach Slippers - , Dolce & Gabbana Beige Black Leather Wingtip Shoes - Punk family Men s Fashion British Business Shoe - ECCO Men’s Offroad Hiking Sandals, Brown - Dachstein Winter Boot Men Supernova Shoes - Espadrilles Kenzo Men - (M61557) UK - , Ipanema Men’s Sailor Mules - , Magnum Patrol CEN (11891) / Mens Boots / Unisex Boots (12 UK) (Black) - Stonefly Men’s Class 11 Desert Boots - Minitoo Boy s Men s Bows Stitched Slip-on Classic Spring/Summer Loafers - , Dewalt Platinum Tan Boots Size 11 - , adidas Men’s X 17.3 Sg Footbal Shoes - , Slippers, summer home, men and women, summer linen lovers, home floor skid, indoor slippers, summer -
ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - Lloyd Men s Varus Gore-Tex Desert Boots - , Versus Casual Trainers Blue - , Grisport Men s 41701o8g Wood Oliato Boots - Dolomite Men s Lace-Up Shoe Cinquantaquattro Low Fg Gtx Grey / Brown-Uk10, 5 (45) Grey , G.H. Bass & Co. Mens Larson Moc Leather Shoes - , GIFENNSE Men s Shoes Genuine Leather Loafers Red/black - Pantofola d Oro Canaverse Uomo Mid, Men’s Low-Top Sneakers Blau (.Jcu) Boxfresh Mens Castel Trainer Black weiwei Men s Summer Sandals,Toe Beach Slippers - INBLU Mens NU-07 Black Twin Strap Comfort Footbed Sandals - , Cheaney Amelia R Ladies Fur Lined Country Boot in Walnut Grain Leather/Plough Suede - , Josef Seibel Men’s Nico 23 Flip Flops - , STEELEMENT Men s Slip-On Loafers Flat Canvas Boat Shoes for Driving Walking Weeding Outdoor - , Nat-2 Sleek, Unisex Adults’ Low-Top Sneakers - Kooga CS-3 Low Cut Soft Toe Rugby Boots [black] - Coleath Water Shoes for Men Women Beach Swimming Non Slip Barefoot Shoes Quick Drying Skin Shoes Black , NiNE CiF Men s Beach Pool Flip Flops Summer Rubber Thong Sandals - , Hummel Unisex Kids’ Reflex Infant Trainers - Hiking Trainers Slip on Fitness Gym for Mens Climbing Running Loafer Breathable Casual Suede Driving Low Shoes... - Mens Formal Shoes Black Suede, Wedding Derby Pointed Toe Oxford Business Office Dress Casual Lace up Summer Leather Shoes Brown Beige Red Blue 5.5-12 Green , Geox U Juarez a, Men’s Boat Shoes - B-Click Footwear Trainer Safety Shoes Black - , Rockport Men’s Dressports Modern Wing Tip Derbys Brown (New Brown Leather) Minitoo Boy s Men s Snake Print Stripe Casual Spring Loafers Burgundy Rieker Men’s 17312 Derbys, Brown, 7.5 UK Brown (Sattel/Brown/Chalk/Reh / 20) , TK Steel 2010 S1P Honey Nubuck Steel Toe Cap Safety Boots Work Boot Footwear Amblers FS90 Black Safety PVC Rigger Boots Size 12 - Safety Jogger Bestrun2S4001 Bestrun2 S3 SRC Safety Shoe With Steel Toecap And Steel Midsole - Frye Prison Boot, Men’s Boots Black Mens Dealer Boot Black Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

ECCO Men’s Men’s Kyle Hi-Top Hi-Top Sneakers Sneakers - 7bf8ab3 -

More Posts for Baby Boomer Info