Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94

[Continue Reading…]

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Clarks Men’s Fayeman Hi Desert Boots Brown (Beeswax) , Green Suede Army Patrol Combat Boots Tactical Military Hiking Airsoft , Kickers Men’s Kanning Chukka Boots Brown (Dark Brown) Kickers Men s Kick Hi Ankle Boots Red/Lt Cream Savage Island Leather Side Zip Army Patrol Tactical Action Combat Boots Black , Samuel Windsor Men s Handmade Goodyear Welted Italian Leather & Suede Chelsea Boot in Black, Brown, Navy & Sand Brown , Converse Unisex Chuck Taylor Classic Hi Sneaker Beige (Unbleached White) , Harley Davidson Men ABERCORN BLACK 7 M Black LSQ Park Men s Three Eyelet Chukka Boot Chocolate , Goodyear Stream Wellington , Firetrap Rhino Mens Boots Brown/Brown Converse Unisex Chuck Taylor Classic Hi Sneaker White (Optical White) , Mens Leather Slip On Chelsea Boots Cowboy Style Square Toe Ankle Shoes HLG07REL Black , VITAL Value, PVC Non-Safety Wellington, 04 UK 37 EU, Green/Black Dark Green Timberland Larchmont, Men s Oxford Brown (Brown) , Tretorn Bo Winter, Men’s Warm-Lined Short-Shaft Boots and Bootees Black - Schwarz (Black 010) , Santimon Mens Boots High Top Leather Platform Lace up Hiking Shoes White Catesby Mens Pull On Dealer Chelsea Leather Brogues Boots - , Mens Work Boots, Mens Safety Boots, GR77 Steel Toe Cap Boot by Groundwork Honey DeWALT Men s Rigger Safety Boots Brown DWF-50071-121-10 10 UK Brown Dr. Martens Newton - Grey - Kaya & Canvas Boots Red Tape Men’s Wexford Chukka Boots Black (Black) , Hudson Mens Angus Boots Black (Black) Chippewa Men s Boots Black Whirlwind , Geox U Mattias B ABX A, Men s Chukka Boots Braun (Lt Brownc6002) Dickies Men s Fort Worth Boots Beige , Groundwork Gr66, Unisex Adults Safety Boots Black (Black) , Dachstein Winter Boot Men Dach -Steiner Shoes Black , SK Studio Men s Winter Waterproof Leather Boots Navy ,
Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site Waldläufer Men s Fashion Sandals - , Haflinger Unisex Adults’ Soft Low-Top Slippers - , Clarks Walbeck Edge 261197157/04 Mens Lace-Up Shoe - , Andres Machado.6103.Men’s Oxford Shoes in Split Leather.Men s Small Sizes from UK 4 to 6.5/EU 37 to 40. Men s... - , Ascot Mens Dark Grey Lace up Trainer Grey , Amblers Unisex Steel FS110 Safety Boot S1-P / Mens Womens Boots - , JACKSHIBO Men s Breathable Mesh Sneakers Fashion Soft Lace-up Trainers Outdoor Casual Sports Shoes - ZAPATILLA Y01415 DIESEL P1124 T2180 MARRON - , Polo Ralph Lauren Maykn Fashion Sneaker - The High-Heel Shoes Silver Tip With Fine Dining With Lady Shoes Wedding Shoes Wild Single Shoes, White 37 - Tuffking 3003 Sympatex Wildland Firefighter Boot - , adidas Men’s Pw Tennis Hu Fitness Shoes, Gris Beige (Lino/Lino/Blatiz 000) , Faithful S3 SRC Safety Shoes Work Shoes Business Shoes Shoes Hiking Boots Black - Original Penguin Mens Shoes Casual Lace Up Suede Tonal Stitching - , adidas Unisex Adults’ Stan Smith Boost Trainers - Asics Unisex Adults’ Gel-atlanis Sneakers Navy Converse Unisex Kids’ Breakpoint Ox Nightfall Blue White Trainers - , Cofra 10080-000.W46 Size 46 S3 HRO SRC "Caesar" Safety Shoes - Black - , Fly London Men’s Shya955fly Low-Top Sneakers - , Mustang Unisex Kids’ 5046-404-21 Trainers - Puma Unisex Kids’ Veloz Ng V Jr Multisport Indoor Shoes - , Lloyd Men’s Dover Derbys, Black, 12.5 Braun (Cigar 2) , Fizik R5 UOMO BOA Road Cycling Shoes Black / Red Minitoo Boy s Men s Round Toe Stitched Comfortable Office Loafers Dark Blue Ted Baker Mens Hann 2 Derby Brogue Shoes Brown (Brown) , Rapidly Summer Men s Beach Flip Flops Non-Slip Creative Men s Home Sandals Outdoor Personality Slippers Dark Gray Blackrock SF12C Dealer Safety Boot SB-P SRC Brown Lloyd Men’s Patriot Desert Boots Braun (T.d.moro) , SYYAN Men Brock Carved Leather Dress Boots For Black Black Dr. Martens Icon 2228, Men s Safety Boots Black Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Clarks Men’s Trigen Mid Trigen (Tan Ankle Boots Brown (Tan Brown Leather) a9eea94 - poyigut.site

More Posts for Baby Boomer Info