LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf

[Continue Reading…]

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Nike Men s Aptare SE Running Shoe - LYZGF Men Youth Business Leisure Fashion Lace Leather Shoes - , Gioseppo Boys’ 43983 Slip on Trainers - , FOCO Louisville Cardinals : Double Logo Flip Flop - , New Men Slip-On Oxford Summer Breathable Daily Casual Shoes Comfortable Flat Bottom Soft Leather Driving Shoes... - Hogan Men s HXM3210K860IFW0XCG Black Leather Sneakers - , Indigo Schuhe Girls’ 422 302 Closed Toe Ballet Flats - , Alexandra STC-FW148BK-10 Men s Oxford Shoes, Plain, Leather, Size: 10, Black - , Base London Men’s Turner Derbys, Brown - , JAS Fashion Mens Hi Tops Sneakers Lace Up Boots Party Trainers Casual Fashion Shoes Size UK - , Men s Leather Smart Oxford Bullock Shoes Lace up Formal Wedding Business for Men Black Brown Office Work Party... - , Nero Giardini Men s Lace-up Flats Black Black - , zmlsc Men s Casual Retro Leather Shoes Business Leather Shoes Spring Autumn Black Gray Brown Lace Shoes - Reebok Boys’ Royal Cljog 2 2v Running Shoes, Blue, 9.5 Child UK - , Element Winter Boot Men Topaz C3 Mid Boots - Keen Utility Men s Louisville 6" Steel Toe Work Boot - Shoo Pom Baby Girls’ Bouba Yaka First Walking Shoes - widewing Heel Support Pad Cup Gel Silicone Shock Cushion Orthotic Insole Plantar Car - , ROAMERS XXX Extra Wide Touch Fastening Tramline Casual Leather Quarter Lining & Sock Mens - , Geox U Federico W Men Lace-Up Derby - Redfoot Decker Brown - Mephisto Men (Foot Foundation) Valden 11951 men s sandal in dark brown leather 557 13 UK DARK BROWN - , New Balance Men’s Mrl420 Running Shoes - , Cofra 33050-003.W44 Size 44" Euclide O2 SRC FO Safety Shoes - Black - Champion Men’s Low Cut Stark Competition Running Shoes - Fratelli Rossetti 45400, Men’s Mocassins - Red Tape Louth Men s Brown Leather Brogue Shoes UK 7-12 RRP ?45 Free UK P&P! - , Altra Escalante Blue Mens - HWF Men s Leather Shoes Formal Wear Business British Style Hand-Stitching Black Formal Shoes -
LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site Centek FS333 Welders Metatarsal Safety Boot Engineers - , Nike Men’s Air Force 1 High 07 Lv8 Suede Gymnastics Shoes, Muslin, Muslin-Gum Med Brown Black (Black/Black-gum Med Brown-ivory 001) Geox Nebula B, Men’s Low-Top Sneakers Orange (Orange) , Etnies Barge Ls, Men s Skateboarding Shoes - Rockport Men’s Dressports Modern Chukka Ankle Boots - adidas SL22 FS II Cricket Shoes - SS18 - , Geox Baby Boys’ B Kilwi E Trainers - BOLOG Outdoor Hiking Shoes Sports Low Rise Anti-Slip Climbing Shoes Lightweight Breathable Trekking Men Women... - DC Men s Evan Smith TX Skateboarding Shoe, Bleach, D(M) US Teal Vans Unisex Adults’ Classic Slip-on Canvas Trainers White Shoe White Sole , Base BO878 Fit S1P Mens Safety Laced Trainer Shoe - 44 EU - Robelli Men s Black Leather Smart/Casual Shoes - Clearance Line - , Gant Men’s Spencer Ankle Boots - , SK Studio Men s Genuine Leather Wide Lightweight Flats Shoes - Wrangler Creek Tweed Man Boots - WM172900K - , Grisport GRS550-43 Trento Safety Boots, Size: 43, Brown (Pack of 2) - , Skechers Men s Kimball Shoe Black Asics Men’s Gel-Squad American Handball Shoes - , Salomon Men’s Speedcross 4 GTX Trail Running Shoes Blue (Medieval Blue/Acid Lime/Graphite 000) Xianshu Mens Lace Up Shoes Casual Brogue Shoes Gold , Shallow mouth single shoes _ sweet Bow Tie high-heel shoes fine with high-heeled light nozzle tip side exposed White , Manitu Men’s 650464 Brogues, Grey Grey (Grau 9) , FITORY Men s Flip-Flops Arch Support Thongs Comfort Slippers for Beach Size 6-12 Grey AIHUWAI Sandals Men S Sandals Summer Men S Slippers Thicken Flip Flops Sandals Student Men Sandals Sandals - , Reef Men s Rover Flip Flops Brown (Brown Bro) , Slippers male summer beach shoes slip thick soled sandals pinch trendsetter sandals for men Grey Kickers Men s Kick Hi Ankle Boots Dk Blue/White Men s England Leather Boots Outdoor Casual Black , Frye Men s Smith Engineer Boot 87078-black Dr Martens 1460 Boots (Black) - Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

LBY Men Leather Sandals Comfortable Durable Non-slip Shoes Beach Men Durable Sandals Summer Sport Wading Shoes - 1e47abf - poyigut.site

More Posts for Baby Boomer Info