Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92

[Continue Reading…]

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
ZOCAVIA Men Trainers and Women Trainers Gym Shoes Lightweight Running Sports Shoes grey-black Skechers Men’s 52125 Trainers Grey (Grey) Ajvani Mens Lace up Sports Gym Fitness Running Flexible Trainers Casual Sneakers Size Khaki , Senbore Men Casual Sports Shoes Air Trainers Fitness Flats Running Athletic Competition Sneakers Red-3 Asics Men’s Patriot 9 Running Shoes Blue (Victoria Blue/Safety Yellow/Black 4507) , Nike Air Vibenna Premium Asics Men’s Gel-Pulse 9 Competition Running Shoes Blue (Dark Blue/Shocking Orange/Victoria Blue 4930) , Asics Men’s Patriot 9 Running Shoes Black (Black/Carbon/White 9097) Under Armour Men’s Ua Rapid Running Shoes Black (Black/ White/ White (001) 001) adidas Adipure 360.2, Men s Trainers - Grey / Black / Red Nike Men’s Air Zoom Pegasus 34 Running Shoes, White/Blue Grey (Sequoia/Black Dark Stucco-volt-dark Grey White 302) Puma Unisex Adults’ Ignite Evoknit Multisport Outdoor Shoes, Black Blue (Blue Depths-quiet Shade-peacoat 11) Onemix Mens Womens Air Sports Running Shoes Music Rhythm 1st Generation Kintting Breathable Sneakers Unisex Adult Grey Moon Inov8 Road Claw 275 V2 Running Shoes - SS18 Blue , Nike Men’s Air Zoom Pegasus 34 Running Shoes, White/Blue Rosso (Speed Red/Anthracite/Vast Grey 602) Skechers Men’s 52125 Trainers Black (Black/White) Nike Men’s Air Zoom Pegasus 34 Running Shoes, White/Blue Blue (Dark Sky Blue/Obsidian-thunder Blue-total Crimson 406) Brooks Men’s Adrenaline GTS 18 Running Shoes Black (Black/Black 1d026) Mens Lightweight Tempo 5 Running Ride+ Shoes Trainers Navy/Lime , Brooks Men’s Glycerin 15 Training Shoes, Silver/Black/Nightlife Red (Lychee/Black/White) adidas Men’s Ultraboost Running Shoes, Weiß/Hellgrau Black (Core Black/Core Black/Core Black 0) , Senbore Men s Running Lightweight Athletic Trainers Lace-Up Gym Casual Sport Shoes Grey-2 Asics Men’s Gt-2000 6 Running Shoes, Black Blue (Blue Print/Race Blue 400) , Nike Men’s Air Vibenna Gymnastics Shoes Black (Black/Anthracite/Sail) Asics Men’s Patriot 9 Running Shoes Black (Black/Carbon/White 9097) Onemix Mens Womens Air Sports Running Shoes Music Rhythm 1st Generation Kintting Breathable Sneakers Unisex Adult Black Grey Green , Skechers Men’s 52125 Trainers Blue (Navy) Senbore Men Casual Sports Shoes Air Trainers Fitness Flats Running Athletic Competition Sneakers Black OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers Grey ,
Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site TRADERS TRENCHER BOOT BLACK 08 - , MUYII Men s Oxfords Leather Shoes For Men Plain Toe Shoes Casual Sport Mens Non-Slip Comfortable Shoes - Timberland Bradstreet FTM Bradstreet Plain Toe Oxford Beige Nike Men’s Dunk Hi Basketball Shoes Off White (White/black) Skechers USA Men s Palen Gadon Oxford - Brooks Ravenna 6 M, Men s Running Shoes - Puma Men’s Mega Nrgy Knit Sneaker - , fankou Summer sandals men tide bathroom bath anti-slip thick outside the home interior cool slippers,39-40, [Pink] - Under Armour Men s UA M Ignite V SL Beach and Pool Shoes, GPH/Blk/MSV, M US Graphite/Black/Metallic Silver , Crocs Unisex Adult Classic Mules White (White 100) UMmaid Water Aqua Shoes Quick Drying Beach Swim Shoes for Pool Dive Surf Yoga - , JIASUQI Kids Barefoot Swim Water Skin Shoes Aqua Socks for Beach Swim Surf Yoga Exercise Green , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black Blackrock SF04 Trekking Safety Boot S3 SRC - Supra Mens High Top Trainers - , Dunlop Flying Arrow Shoes – Blue (39) - Rockport Men’s Get Your Kicks Double Velcro Ankle Strap Sandals - , OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers - Karrimor Pace Run Running Shoes Mens Black/Grey Fitness Trainers Sneakers - , Zanzara Men s Cezanne Slip-On Loafer - , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Black 2018 New Men s Shoes Flip Flop Microfiber Spring Summer Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Beach Shoes Black, Khaki, Brown A , Geox Men’s U Melbourne a Moccasins, Brown, 10.5 UK Blue (Navyc4002) , Podium Mens Grey Slip On Casual Shoe Grey Sebago Docksides, Men s Boat Shoes Blue (Blue Ariaprene) Karlowsky BLS1 Work Shoe Cape Town White - white XTI Men’s 48021 Flip Flops Brown Viihahn Men s Sandals Flip Flops Extra Large Size Arch Support Slippers Brown , Reef Men s Rover Flip Flops Blue (Steel Blue) , Dachstein Winter Boot Men Dach -Steiner Shoes Grey , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Asics Gt-2000 Men’s Gt-2000 6 Running Shoes, Grey Black Blue (Dark Running Blue/Dark Blue/Mid Grey 4949) 886ad92 - poyigut.site

More Posts for Baby Boomer Info