Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719

[Continue Reading…]

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Converse Unisex Babies’ Lifestyle Star Player Ev 2v Ox Canvas Slippers - safety-site UK 3 EN Tested SRA Rated A3 Steel Toe Suede Leather Unisex Work Safety Trainer Boots - Black/Yellow - , Josef Seibel Men’s Logan 38 Mules, UK 4 - British Knights Men’s Copal Loafers - Steve Madden Men s Fenway Fashion Sneaker - Roots Original RO60307 39 Toecap Jumano - , Sendra 3565 Mens Leather Buckle Biker Boots Dark Brown - , LYZGF Men s Youth Casual Open-Toe Fashion Beach Slip Slipper - , Babybotte Girls’ Class Hi-Top Trainers - Mephisto Men s JACCO Natural 7200 Black Loafer Flats - Umbro Speciali Eternal Club IC, Men s Football Competition Shoes - Girls Flower Trim Flip Flops by Sandrocks - Mens Canvas Bumper Shoes - Retro plimsolls - Baltimore - , Asics Gel-Cumulus 16, Mens Running Shoes - , Wolky Comfort Trainers e-Sneaker - Etnies Men s Scout Skateboarding Shoes, Black - , Demonia Trashville, Unisex Adults Ankle Riding Boots - BERWICK 1707 Scarpe Derby Fiore Scamosciato blu Mod. 4489-HO192 Scarpe Uomo Primavera-Estate 2018 8½ - , Dr. Scholl s Men s Hewitt Fisherman Sandal - , Ruiatoo Men s Sandal - Summer Comfortable Fisherman Sandal - Lowa Men’s Open Back Slippers - Footwear Studio Gola Mens Navy Blue Touch Fastening Real Suede Leather Wide Fit EE Trainers 14 UK - Salomon Men’s L39184000 Low Rise Hiking Boots, Black - , Derby Men Spring Formal Classic Uniform Shoes Business Pointed Toe Real Leather Lace Up Shoes Casual Slip Evening... - Garofalo Gianbattista Men s Loafer Flats brown dark brown 7 - , Marvel Boys’ S19186z/Az Flip Flops - , Nero Giardini Men s P800205U Lace-Up Flats Blue Blue - , Vans Era 59, Unisex Adults’ Low-Top Sneakers - , Sir Safety System S3 Safety Shoes Work Shoes Business Shoes Hiking Boots Shoes Blue -
Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site Dockers by Gerli Unisex Kids’ 42tb603-790610 Trainers - , IGI Co 7728 Flip Flops Man - Vans Era 59, Unisex Adults Low-Top Sneakers - , Onfly New Men s Leather Breathable Casual Loafers Genuine Leather Breathable Fashion Men Dress Casual Shoes Driving... - , Mens Stylish Summer Textured Sole FM Flip Flops Footwear - Diadora Unisex Adults B. Elite Low-Top Sneakers - , Lacoste Sevrin Mid 316 1, Men’s Low-Top Sneakers Black (Blk) , JAS Fashion Mens Hi Tops Sneakers Lace Up Boots Party Trainers Casual Fashion Shoes Size UK - Ruanyi Men s Smooth PU Leather Upper Slip-on Breathable Lined Oxford Business Shoes - , Men Sandals Genuine Leather Fashion Summer Shoes Men Slippers Breathable Sandals Causal Shoes Leather Green Birkenstock Milano, Unisex-Adults Sandals - LEDLFIE Summer Baotou Men Casual Shoes Comfort Cool Beach Sandals Men s Shoes - , Freewaters Men s Ci-palapa Flip Flop Sandal - , Melton Baby Girls’ Krabbelschuh Krone Aus Weichem Leder Slippers - , Reef Phantom Ultimate, Men s Athletic Sandals - Puma King Pro Soft Ground, Men s Football Boots - Clarks Men s Dark Brown Rakin Free 13 D(M) US - Cole Haan Men s Original Grand Wingtip Oxford Milkshake , O&N Men s Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow Vans Unisex Adults’ Classic Slip-on Canvas Trainers Black TED Baker Mens Senape Derby Shoes Light Tan Lloyd Rapid, Men’s Derby Blue (Ocean 9) MHSXN Man Retro Formal Leather Shoes Commerce Lace Shoes Man Black Brown Round Head Leather Shoes Black G.H. Bass Larkin Tassel Loafers Black Leather flip flops Myhope Summer Beach Havaianas Lightweight Shoes , Viihahn Men s Sandals Flip Flops Extra Large Size Arch Support Slippers Brown Blundstone 63 - Chisel Toe, Unisex Adults Chelsea Boots Rustic Black Dunlop Chest Waders Green - Grün (Grün (Groen) 08) , MLFMHR Men S Dress Shoes British Business Casual Shoes Korean Pointed Youth Black Large Size 45.46.47.48 Black , Cofra 11410-000.W36 Shoes,Bessel, Size 3.5, Black - Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Juleya Unisex Sports, Water B01JIPK4LW Skin Shoes Aqua Socks Outdoor Barefoot Shoes For Beach Pool Water Sports, Yoga Exercise, Outdoor Running... - 8a88719 - poyigut.site

More Posts for Baby Boomer Info