Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232

[Continue Reading…]

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Tod s Men s XXM44A00640RE0U805 Blue Suede Loafers - , Ted Baker Men’s Saskat Oxfords - Minibel Baby Girls’ Petra Sandals - Aro Men s Trainers - Ak Collezioni Men s Loafer Flats blue blue 7 - Dickies Tiber Composite Super Safety Trainers Strong Composite Toecap Non-Metallic Anti-Penetration Sole Lightweight... - Black Made In England Double Buckle Monk Shoe by Charles Tyrwhitt - Rodi Misano Mens Italian Driving Shoes - Brown - , Insun Men s Leather Slip-On Loafers Boat Shoes - , Highlander II Waterproof Hiking Boot Vibram Sole - , Boat Shoes fat sole Edward´s in black - , Lugz Men s Drifter Lo LX Boot - Naot Men’s Slippers - , Under Armour Men s UA M ATLANTICDUNE T Shower & Bath Shoes - , adidas Men’s Cloudfoam Executor Low-Top Sneakers - , Ejendals 3448-46 Size 46" Jalas 3448" Safety Footwear - Black - Men Pool Sandals Beach Peep Toe Summer Swimming Leather Non-slip Slippers Breathable Casual Home Bath Shoes,Yellow-brown-38 - Ruiatoo Men s Classic Tassel Loafer Boat Shoes - Low with tip satin single shoes and sweet Bow Tie students shoes, beige 34 - , MBT Men’s Zee 17 M Sneaker - Meo Auda Safety Work Boots S3 SRC Berufsschuhe B-Ware - , Jodhpur-Stiefelette CLASSIC - yalanshop Slope And Beach Sandals, Xia Ping Di Students, And Korean Version Of The Wave Of Wild Flowers. - Nike Genicco, Men s Trainers - McWell Men Flip-Flops - MEN’S DESIGNER-INSPIRED OFFICE/WEDDING SLIP-ON SHOES IN UK SIZES 6-11 - Cofra 78491-000.W46 Size 46 S1 P ESD SRC Davenport Safety Shoes - Lime/Green - , Delta Plus ABS134PR BLACK SAFETY SHOE - Nike Air Max 2015 Black Youths Trainers Size 5.5 UK -
Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site IGI 8680000, Men’s Ankle Boots - Reebok Women’s Cardio Motion Fitness Shoes, Rose Pã¢Le/Marron/Blanc Cassã - , Aigle Orzac Schuhe, Men s Riding Shoes - Freewaters Men s Tall Boy Leather Flip Flop Sandal - , camel active Men’s Space 27 Low-Top Sneakers - , Mustang 4115-301 Mens Sneakers - , Nike Men’s Air Max Vision Se Gymnastics Shoes Black (Black/Anthracite-reflective Silver) Shoes for Crews Arbeitsschuh Saratoga - Canvas Herren Schwarz - , Original Penguins Men’s La Derbys - Escape Ariana - , Pikolinos Men’s Leon M8e_v17 Oxford - , Little Mary Baby Girls’ Vocalise Ballet Flats - Nike Men’s Match Classic Leather Trainers - Clarks Men s Wave Tour Sandal - , Asics Men’s Gt-1000 6 G-Tx Competition Running Shoes - , Shenduo Men s Suede Leather Sneakers Lace up Espadrilles Flat Shoes D7366 - , Paul Parkman Men s Captoe Oxfords Bronze & Black Shoes (ID#77U844) - qianchuangyuan Men s Business Shoes, Classic Modern Leather Lace up Oxford Dress Shoes,Wedding Fashionable Office... - , Cole Haan Mens Grandpro Tennis Goji Berry Nubuck , Reebok Unisex Kids’ Classic Leather Metallic Trainers - , adidas Adipure 360.2 Chill, Men’s Trainers - Dunlop Trainers Flash Green - Dickies Mens Workwear Urban Safety Shoe Black FC9511B - , Birkenstock Genua Smooth Leather, Unisex-Adults Sandals - O&N Men s Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Blue Converse Chuck Taylor All Star Season Hi Trainers Grey (Anthracite Grey) London Brogues Axton Derby Black Mens Lace up Shoes , Front Maddox Mens Textured Leather Brogue Shoes Black Black Sheba 673 EC High Shoe S3, Size 39, Brown - Flip flops, men s and gentlemen s beach slippers, men s slippers, slippers, slippers Orange , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Giesswein Boys’ 18974 Ading Slippers Low-Top B07DFK6X7S Slippers - 2621232 - poyigut.site

More Posts for Baby Boomer Info